---
description: Learn more about SPARK price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: SPARK Pricing, Reviews & Features - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Loan Origination Software](/directory/20011/loan-origination/software) > [SPARK](/software/215464/spark)

# SPARK

Canonical: https://www.capterra.co.nz/software/215464/spark

> Cloud-based platform that digitizes the loan origination process from lead capture to funding.
> 
> Verdict: Rated **3.0/5** by 2 users. Top-rated for **Likelihood to recommend**.

-----

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **3.0/5** | 2 Reviews |
| Ease of Use | 2.5/5 | Based on overall reviews |
| Customer Support | 2.0/5 | Based on overall reviews |
| Value for Money | 2.0/5 | Based on overall reviews |
| Features | 2.5/5 | Based on overall reviews |
| Recommendation percentage | 40% | (4/10 Likelihood to recommend) |

## About the vendor

- **Company**: SPARK

## Commercial Context

- **Pricing model**: Per Feature
- **Target Audience**: 11–50, 51–200, 201–500, 501–1,000
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- Automated Decisioning/Underwriting
- Compliance Management
- Online Applications

## Support Options

- Email/Help Desk
- Knowledge Base

## Category

- [Loan Origination Software](https://www.capterra.co.nz/directory/20011/loan-origination/software)

## Alternatives

1. [The Mortgage Office](https://www.capterra.co.nz/software/9277/the-mortgage-office) — 4.8/5 (285 reviews)
2. [nCino’s Mortgage Suite](https://www.capterra.co.nz/software/169464/the-nexus) — 4.8/5 (126 reviews)
3. [LendingWise](https://www.capterra.co.nz/software/166706/lendingwise) — 4.6/5 (72 reviews)
4. [Mortgage Automator](https://www.capterra.co.nz/software/191761/mortgage-automator) — 4.9/5 (112 reviews)
5. [BNTouch Mortgage CRM](https://www.capterra.co.nz/software/37032/bntouch) — 4.5/5 (95 reviews)

## Reviews

### "It is a lot to handle" — 3.0/5

> **Megan** | *26 January 2022* | Health, Wellness & Fitness | Recommendation rating: 3.0/10
> 
> **Pros**: Spark allowed you to customize the software to your business, prices and products
> 
> **Cons**: Spark had way to many features and options when it came to setting up and running the software. It was too complicated for a new user to manage. Using this software requires a learning curve. There were also a lot of parts and features that were not useful or applicable to our business, so it was expensive paying for things that we never used.

-----

### "Costoso e difficile da usare" — 3.0/5

> **Matteo** | *17 August 2023* | Information Technology & Services | Recommendation rating: 4.0/10
> 
> **Pros**: Il vantaggio di Spark è quello di essere un software molto completo e versatile. Spark ha così tante impostazioni che si adatta alla maggior parte delle esigenze di tutte le aziende.
> 
> **Cons**: Lo svantaggio di Spark sta nel fatto che è un programma molto complesso, l'utente che lo utilizza necessita di avere tempo per poter imparare e sfruttare al meglio tutte le funzione per poterlo utilizzare. Spesso succede però, esperienza personale, che si utilizzano solo funzioni basiche e a quel punto il costo è troppo elevato. Quindi si spendono molti soldi per utilizzare solo poche funzioni basilari.
> 
> Alla fine nonostante la completezza del software, ho dovuto abbandonarlo per utilizzare software meno costosi e più adatti all'esigenza della mia azienda.

## Links

- [View on Capterra](https://www.capterra.co.nz/software/215464/spark)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/215464/SPARK/> |
| en-AE | <https://www.capterra.ae/software/215464/spark> |
| en-AU | <https://www.capterra.com.au/software/215464/spark> |
| en-CA | <https://www.capterra.ca/software/215464/spark> |
| en-GB | <https://www.capterra.co.uk/software/215464/spark> |
| en-IE | <https://www.capterra.ie/software/215464/spark> |
| en-IL | <https://www.capterra.co.il/software/215464/spark> |
| en-IN | <https://www.capterra.in/software/215464/spark> |
| en-NZ | <https://www.capterra.co.nz/software/215464/spark> |
| en-SG | <https://www.capterra.com.sg/software/215464/spark> |
| en-ZA | <https://www.capterra.co.za/software/215464/spark> |
| fr | <https://www.capterra.fr/software/215464/spark> |
| fr-BE | <https://fr.capterra.be/software/215464/spark> |
| fr-CA | <https://fr.capterra.ca/software/215464/spark> |
| fr-LU | <https://www.capterra.lu/software/215464/spark> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":null,"address":{"@type":"PostalAddress","addressLocality":null,"addressRegion":null,"postalCode":null,"streetAddress":null},"description":"Capterra New Zealand helps millions of people find the best business software with user reviews, ratings and price comparisons.","email":"info@capterra.co.nz","url":"https://www.capterra.co.nz/","logo":"https://dm-localsites-assets-prod.imgix.net/images/capterra/logo-a9b3b18653bd44e574e5108c22ab4d3c.svg","@id":"https://www.capterra.co.nz/#organization","@type":"Organization","parentOrganization":"Gartner, Inc.","sameAs":["https://twitter.com/capterra","https://www.facebook.com/Capterra/","https://www.linkedin.com/company/capterra","https://www.instagram.com/capterra/","https://www.youtube.com/user/CapterraTV"]},{"name":"SPARK","description":"SPARK makes business, commercial, and SBA loan origination easier, more secure, and efficient for banks and their customers by digitizing the entire origination process. By moving off manual processes and network shares, our lenders have originated over $8 billion in loans through our platform.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/e084b552-e7c2-41d9-8d62-175ca99dcff4.png","url":"https://www.capterra.co.nz/software/215464/spark","@id":"https://www.capterra.co.nz/software/215464/spark#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":3.0,"bestRating":5,"ratingCount":2},"operatingSystem":"Cloud"},{"@id":"https://www.capterra.co.nz/software/215464/spark#faqs","@type":"FAQPage","mainEntity":[{"name":"What Is SPARK?","@type":"Question","acceptedAnswer":{"text":"SPARK makes business, commercial, and SBA loan origination easier, more secure, and efficient for banks and their customers by digitizing the entire origination process. By moving off manual processes and network shares, our lenders have originated over $8 billion in loans through our platform.","@type":"Answer"}}]},{"@id":"https://www.capterra.co.nz/software/215464/spark#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Loan Origination Software","position":2,"item":"/directory/20011/loan-origination/software","@type":"ListItem"},{"name":"SPARK","position":3,"item":"/software/215464/spark","@type":"ListItem"}]}]}
</script>
