--- description: Learn more about Apple Pay price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Apple Pay Pricing, Reviews & Features - Capterra New Zealand 2026 --- Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/10063/mobile-banking/software) > [Apple Pay](/software/212840/apple-pay) # Apple Pay Canonical: https://www.capterra.co.nz/software/212840/apple-pay Page: 1 / 35\ Next: [Next page](https://www.capterra.co.nz/software/212840/apple-pay?page=2) > Cloud-based secure digital wallet application designed for payment processing, sales tracking, processing returns, and more > > Verdict: Rated **4.7/5** by 852 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 852 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.5/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.7/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Apple ## Commercial Context - **Pricing model**: Per Feature - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: United States ## Features - Digital Wallet ## Support Options - Email/Help Desk - Phone Support - Chat ## Category - [Mobile Banking Software](https://www.capterra.co.nz/directory/10063/mobile-banking/software) ## Alternatives 1. [Remitly](https://www.capterra.co.nz/software/1016819/remitly) — 2.3/5 (84 reviews) 2. [Papara](https://www.capterra.co.nz/software/1013310/papara) — 5.0/5 (2 reviews) 3. [Stocard](https://www.capterra.co.nz/software/1016799/stocard) — 4.9/5 (42 reviews) 4. [Albert](https://www.capterra.co.nz/software/1025494/albert) — 4.7/5 (6 reviews) 5. [WWS Mobile](https://www.capterra.co.nz/software/181668/wws-mobile-mobile-banking-software) — 4.7/5 (17 reviews) ## Reviews ### "Fast, Secure, and Convenient Mobile Payment Solution" — 5.0/5 > **Swetha** | *31 May 2026* | Automotive | Recommendation rating: 9.0/10 > > **Pros**: Apple Pay is extremely easy to use and makes payments fast and convenient. The setup process is straightforward, and I can securely make purchases online, in apps, and at stores without carrying physical cards. The integration with the Apple ecosystem is seamless, and Face ID or Touch ID adds an extra layer of security while keeping transactions quick. > > **Cons**: Not every merchant accepts Apple Pay, especially some smaller businesses. Occasionally, there can be issues with card verification when adding a new card, and customer support for payment-related issues may involve both Apple and the card issuer, which can sometimes be confusing. ----- ### "Id choose apple pay all day \!\!" — 5.0/5 > **Jessica** | *20 June 2026* | Consumer Services | Recommendation rating: 10.0/10 > > **Pros**: I like how easy it is to transfer money from any card to the application. That actually surprised me because it is easier than PayPal or cash app > > **Cons**: The only thing I didn't like was the ten dollar minimum transfer requirement which leaves anything under ten bucks at bay in the account ----- ### "Not worth the hassle." — 3.0/5 > **Desiree** | *4 February 2026* | Mental Health Care | Recommendation rating: 4.0/10 > > **Pros**: Easy to use. Was very simple to add the payment method to some of my bill accounts. Keeps track of all in app purchases. It's a cheap option to pay for app purchases and for many other purchases. > > **Cons**: Customer support is awful. I had money taken from an app that I didn't give permission to do so. Getting a refund was the hardest thing ever. I kept getting bounced from here to there and told they couldn't do anything again and again. Finally after a long time of communication it was fixed but only because i didn't stop pushing for it to be fixed. Also obviously it will take money that you didn't give it permission to take. > > Not great. I barely use it in less it's for an apple specific purchase anymore. I would caution that customer support isn't going to be helpful or kind. ----- ### "Apple Pay review" — 5.0/5 > **Colin** | *18 March 2026* | Health, Wellness & Fitness | Recommendation rating: 3.0/10 > > **Pros**: Easy to use at the till and online. Makes paying for items much faster - do not have to retrieve cards from wallet to pay. > > **Cons**: No real downside. I do not have concerns about security of it and find that Apple Pay only makes things more convienient. > > Overall very positive. I am in the habit of leaving home without my wallet as I can use my phone to pay. ----- ### "Fast, Secure, and Convenient Digital Payments Made Easy" — 5.0/5 > **Brooks** | *7 June 2026* | Retail | Recommendation rating: 10.0/10 > > **Pros**: What I like most about Apple Pay⁠ is how easy it is to use for everyday payments. The learning curve is very low since setup is quick and straightforward. It offers strong value for money because it is free to use with supported cards and banks. Customer support is helpful when issues come up. Features like contactless payments and money transfers make it convenient for both in-store and online use. While there can be occasional bugs and issues, they are usually minor and get fixed quickly, making the overall experience smooth and reliable. > > **Cons**: Stores such as Wal-Mart do not accept it which can be an inconvenience but it’s still my favorite payment method so I just go to the stores that I can use it in. > > My overall experience with Apple Pay⁠ is very positive. It is fast and convenient for everyday payments, whether in stores, online, or in apps. The setup has a low learning curve, making it easy to start using right away. It provides good value for money since there are no extra fees to use it. Features like secure transactions and easy money transfers make it very useful. Customer support is helpful when needed, and although there are occasional bugs and issues, they are usually minor. Overall, it is a reliable and secure payment system. ----- Page: 1 / 35\ Next: [Next page](https://www.capterra.co.nz/software/212840/apple-pay?page=2) ## Links - [View on Capterra](https://www.capterra.co.nz/software/212840/apple-pay) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | ----- ## Structured Data