---
description: Learn more about Google Pay price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Google Pay Pricing, Reviews & Features - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/10063/mobile-banking/software) > [Google Pay](/software/212826/google-pay)

# Google Pay

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> Cloud-based secure digital wallet application designed for processing payments, track sales, share offers, and more
> 
> Verdict: Rated **4.6/5** by 926 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 926 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.6/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Google

## Commercial Context

- **Pricing Details**: Google Pay is available for free
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- Bill Payment
- Customer Accounts
- Digital Wallet
- Electronic Payments
- Mobile Access
- Mobile Payments
- Online Banking
- Reporting/Analytics
- Transaction Monitoring

## Category

- [Mobile Banking Software](https://www.capterra.co.nz/directory/10063/mobile-banking/software)

## Related Categories

- [Mobile Banking Software](https://www.capterra.co.nz/directory/10063/mobile-banking/software)
- [Financial Services Software](https://www.capterra.co.nz/directory/31123/financial-services/software)
- [Payment Processing Software](https://www.capterra.co.nz/directory/30232/payment-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.co.nz/software/179251/paypal) — 4.6/5 (26671 reviews)
2. [Venmo](https://www.capterra.co.nz/software/182159/venmo-) — 4.7/5 (9306 reviews)
3. [Stripe](https://www.capterra.co.nz/software/123889/stripe) — 4.6/5 (3384 reviews)
4. [Square Point of Sale](https://www.capterra.co.nz/software/154907/square-point-of-sale) — 4.6/5 (3038 reviews)
5. [Square Payments](https://www.capterra.co.nz/software/170278/square-payments-processing) — 4.7/5 (2714 reviews)

## Reviews

### "Best Money management tool" — 5.0/5

> **Thomas** | *21 September 2026* | Arts & Crafts | Recommendation rating: 10.0/10
> 
> **Pros**: Google Pay is easy to learn and convenient for everyday payments. I like the simple card management, quick money transfers, and the ability to make credit card payments in one place. It offers good value for money and makes managing payments fast and straightforward. Customer support is also helpful when assistance is needed.
> 
> **Cons**: Some features can take a little time to learn, especially managing multiple cards and payment options. Money transfers or payments may occasionally take longer than expected or require extra verification.
> 
> I love it. I use it every single day. Several times a day on my everyday purchases with tap to pay in store.

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### "This is the best payment option for android/windows users" — 5.0/5

> **Verified Reviewer** | *17 December 2025* | Computer Software | Recommendation rating: 10.0/10
> 
> **Pros**: With Google pay I don't have to worry about card clonning, also I can pay in Ebay, local stores, and more online platforms, even on my laptop, phone or watch, card in home, pay with phone. Even my grandma uses it.
> 
> **Cons**: I don't have a problem with google, not at all, this is very helpful and very easy to use, my problem is to some stores that still don't allows it.
> 
> I like to pay with Google Pay every time I can, Is very convenient and I don't have to hold my card with me, I can leave it everywhere and pay with it with no problems.

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### "Choose a better option" — 1.0/5

> **Jessica** | *3 July 2026* | Consumer Services | Recommendation rating: 1.0/10
> 
> **Pros**: I thought I liked it until they started giving me a hassle that ended up being permanent and nearly impossible to reach them to resolve
> 
> **Cons**: The availability of options for help or guidance to find how to get hemp for when you are receiving errors that if you attempt to multiple retry payment ends up black listing your entire phone device ip

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### "Easy-to-Use and Reliable Digital Payment Solution" — 4.0/5

> **Piyusha** | *1 June 2026* | Hospital & Health Care | Recommendation rating: 9.0/10
> 
> **Pros**: The best thing about Google Pay is its simplicity and convenience. The interface is clean, intuitive, and easy to navigate, which makes sending or receiving money very fast. I also like how smoothly it integrates with bank accounts and cards, making transactions seamless. The app provides instant payment notifications and keeps a detailed transaction history, which is useful for tracking expenses. Another major advantage is the security and authentication process, which adds confidence while making payments. The rewards and cashback offers are also a nice addition that improves the overall user experience.
> 
> **Cons**: One thing I liked least about Google Pay is that transaction failures can occasionally occur because of bank server issues, and resolving such problems sometimes takes longer than expected. Customer support could also be improved, especially for urgent refund or dispute cases. At times, the app may experience minor glitches or delays in updating payment statuses, which can create confusion. Additionally, some promotional rewards and cashback programs are not as attractive or consistent as they used to be.
> 
> My overall experience with Google Pay has been very positive. It has made daily financial transactions much easier and faster, whether for transferring money, paying bills, shopping online, or making in-store payments. The app performs reliably most of the time and offers a secure platform for digital transactions. I appreciate how easy it is to manage payment methods and review past transactions whenever needed. Although there are occasional technical or banking-related issues, the convenience, speed, and simplicity of the app make it one of the best digital payment solutions I have used.

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### "My Google pay review" — 4.0/5

> **Nafula** | *27 December 2025* | Human Resources | Recommendation rating: 8.0/10
> 
> **Pros**: What I like most about Google pay is the payment options it offers, especially "tap to pay", I love that I don't have to carry my physical card around with me and I can use my phone to pay whenever I need to. Definitely provides a feeling of security.
> 
> **Cons**: What at least like about Google pay is the reimbursement for unauthorized purchases in Google Play process. I feel as though if I am charged and it shows Google pay then that's who I should get assistance from, but at times I've had to wait days just to be told to contact a different company.
> 
> But overall experience will Google pay is a positive one. Had ups and downs but definitely still one of my top favorite.

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## Links

- [View on Capterra](https://www.capterra.co.nz/software/212826/google-pay)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.capterra.com.de/software/212826/google-pay> |
| de-AT | <https://www.capterra.at/software/212826/google-pay> |
| de-CH | <https://www.capterra.ch/software/212826/google-pay> |
| en | <https://www.capterra.com/p/212826/Google-Pay/> |
| en-AE | <https://www.capterra.ae/software/212826/google-pay> |
| en-AU | <https://www.capterra.com.au/software/212826/google-pay> |
| en-CA | <https://www.capterra.ca/software/212826/google-pay> |
| en-GB | <https://www.capterra.co.uk/software/212826/google-pay> |
| en-IE | <https://www.capterra.ie/software/212826/google-pay> |
| en-IL | <https://www.capterra.co.il/software/212826/google-pay> |
| en-IN | <https://www.capterra.in/software/212826/google-pay> |
| en-NZ | <https://www.capterra.co.nz/software/212826/google-pay> |
| en-SG | <https://www.capterra.com.sg/software/212826/google-pay> |
| en-ZA | <https://www.capterra.co.za/software/212826/google-pay> |
| es | <https://www.capterra.es/software/212826/google-pay> |
| es-AR | <https://www.capterra.com.ar/software/212826/google-pay> |
| es-CL | <https://www.capterra.cl/software/212826/google-pay> |
| es-CO | <https://www.capterra.co/software/212826/google-pay> |
| es-CR | <https://www.capterra.co.cr/software/212826/google-pay> |
| es-DO | <https://www.capterra.do/software/212826/google-pay> |
| es-EC | <https://www.capterra.ec/software/212826/google-pay> |
| es-MX | <https://www.capterra.mx/software/212826/google-pay> |
| es-PA | <https://www.capterra.com.pa/software/212826/google-pay> |
| es-PE | <https://www.capterra.pe/software/212826/google-pay> |
| fr | <https://www.capterra.fr/software/212826/google-pay> |
| fr-BE | <https://fr.capterra.be/software/212826/google-pay> |
| fr-CA | <https://fr.capterra.ca/software/212826/google-pay> |
| fr-LU | <https://www.capterra.lu/software/212826/google-pay> |
| it | <https://www.capterra.it/software/212826/google-pay> |
| nl | <https://www.capterra.nl/software/212826/google-pay> |
| nl-BE | <https://www.capterra.be/software/212826/google-pay> |

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