---
description: Learn more about Optimo price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Optimo Pricing, Reviews & Features - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Financial Risk Management Software](/directory/20009/financial-risk-management/software) > [Optimo](/software/1063920/optimo)

# Optimo

Canonical: https://www.capterra.co.nz/software/1063920/optimo

> Optimo is a decision engine helping mortgage lenders in the UK make faster, well-informed decisions.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

-----

## Overview

### Who Uses Optimo?

Used across the financial services sector, including banking and insurance, to help organisations assess risk and determine the optimal price points for their products.

## About the vendor

- **Company**: finova

## Commercial Context

- **Target Audience**: 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: Arabic, Basque, Brazilian Portuguese, Bulgarian, Catalan, Chinese, Croatian, Czech, Danish, Dutch, English, Estonian, European Portuguese, Finnish, French, Galician, German, Greek, Hebrew, Hindi, Hungarian, Icelandic, Indonesian, Irish, Italian, Japanese, Kazakh, Korean, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Serbian, Serbian, Slovak, Slovenian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
- **Available Countries**: Albania, Andorra, Austria, Bahrain, Belarus, Belgium, Bosnia & Herzegovina, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Greenland and 39 more

## Features

- Custom Pricing Rules
- Dynamic Pricing
- Predictive Pricing Models
- Reporting/Analytics
- Risk Analysis

## Integrations (11 total)

- AccessPay Platform
- Docusign
- Equifax
- Experian Address Verification
- Hunter
- Landmark
- Loqate
- Stripe
- TransUnion Collections Management
- TruNarrative
- Worldpay for Enterprise

## Support Options

- Email/Help Desk
- Knowledge Base
- Phone Support
- 24/7 (Live rep)

## Category

- [Financial Risk Management Software](https://www.capterra.co.nz/directory/20009/financial-risk-management/software)

## Related Categories

- [Financial Risk Management Software](https://www.capterra.co.nz/directory/20009/financial-risk-management/software)
- [Price Optimization Software](https://www.capterra.co.nz/directory/10064/pricing-optimization/software)

## Alternatives

1. [D\&B Finance Analytics](https://www.capterra.co.nz/software/202723/d-b-finance-analytics) — 4.5/5 (137 reviews)
2. [PayPal](https://www.capterra.co.nz/software/179251/paypal) — 4.6/5 (26301 reviews)
3. [VeriFast](https://www.capterra.co.nz/software/1023238/rentify) — 4.7/5 (12 reviews)
4. [Nectarine Credit](https://www.capterra.co.nz/software/1023952/nectarine-credit) — 5.0/5 (7 reviews)
5. [Feedzai](https://www.capterra.co.nz/software/156229/feedzai-ds) — 4.7/5 (11 reviews)

## Links

- [View on Capterra](https://www.capterra.co.nz/software/1063920/optimo)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/10018823/Optimo/> |
| en-AE | <https://www.capterra.ae/software/1063920/optimo> |
| en-AU | <https://www.capterra.com.au/software/1063920/optimo> |
| en-CA | <https://www.capterra.ca/software/1063920/optimo> |
| en-GB | <https://www.capterra.co.uk/software/1063920/optimo> |
| en-IE | <https://www.capterra.ie/software/1063920/optimo> |
| en-IL | <https://www.capterra.co.il/software/1063920/optimo> |
| en-IN | <https://www.capterra.in/software/1063920/optimo> |
| en-NZ | <https://www.capterra.co.nz/software/1063920/optimo> |
| en-SG | <https://www.capterra.com.sg/software/1063920/optimo> |
| en-ZA | <https://www.capterra.co.za/software/1063920/optimo> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":null,"address":{"@type":"PostalAddress","addressLocality":null,"addressRegion":null,"postalCode":null,"streetAddress":null},"description":"Capterra New Zealand helps millions of people find the best business software with user reviews, ratings and price comparisons.","email":"info@capterra.co.nz","url":"https://www.capterra.co.nz/","logo":"https://dm-localsites-assets-prod.imgix.net/images/capterra/logo-a9b3b18653bd44e574e5108c22ab4d3c.svg","@id":"https://www.capterra.co.nz/#organization","@type":"Organization","parentOrganization":"Gartner, Inc.","sameAs":["https://twitter.com/capterra","https://www.facebook.com/Capterra/","https://www.linkedin.com/company/capterra","https://www.instagram.com/capterra/","https://www.youtube.com/user/CapterraTV"]},{"name":"Optimo","description":"Optimo is a decision engine designed for mortgage lenders in the UK. The platform offers intelligent pricing capabilities to help lenders optimise and personalise pricing through advanced analytics and predictive modeling. Optimo also provides configurable credit scorecards and affordability assessment modules to automate lending decisions and align with regulatory requirements. The cloud-based software aims to help lenders enhance efficiency, reduce time to market for new products, and scale operations.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/5dc105c9-d2a0-4f03-adff-ac78d95511e6.png","url":"https://www.capterra.co.nz/software/1063920/optimo","@id":"https://www.capterra.co.nz/software/1063920/optimo#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"applicationCategory":"BusinessApplication","operatingSystem":"Cloud"},{"@id":"https://www.capterra.co.nz/software/1063920/optimo#faqs","@type":"FAQPage","mainEntity":[{"name":"What Is Optimo?","@type":"Question","acceptedAnswer":{"text":"Optimo is a decision engine designed for mortgage lenders in the UK. The platform offers intelligent pricing capabilities to help lenders optimise and personalise pricing through advanced analytics and predictive modeling. Optimo also provides configurable credit scorecards and affordability assessment modules to automate lending decisions and align with regulatory requirements. The cloud-based software aims to help lenders enhance efficiency, reduce time to market for new products, and scale operations.","@type":"Answer"}},{"name":"Who Uses Optimo?","@type":"Question","acceptedAnswer":{"text":"Used across the financial services sector, including banking and insurance, to help organisations assess risk and determine the optimal price points for their products.","@type":"Answer"}}]},{"@id":"https://www.capterra.co.nz/software/1063920/optimo#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Financial Risk Management Software","position":2,"item":"/directory/20009/financial-risk-management/software","@type":"ListItem"},{"name":"Optimo","position":3,"item":"/software/1063920/optimo","@type":"ListItem"}]}]}
</script>
