---
description: Learn more about Capital on Tap price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Capital on Tap Pricing, Reviews & Features - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Spend Management Software](/directory/31817/spend-management/software) > [Capital on Tap](/software/1061891/capital-on-tap)

# Capital on Tap

Canonical: https://www.capterra.co.nz/software/1061891/capital-on-tap

> Small business credit card and spend management platform that helps businesses track expenses and transactions using real-time alerts.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

-----

## About the vendor

- **Company**: Capital on Tap

## Commercial Context

- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United Kingdom, United States

## Features

- Expense Tracking
- Receipt Management
- Spend Analysis
- Spend Control

## Integrations (2 total)

- FreeAgent
- Xero

## Support Options

- Email/Help Desk
- FAQs/Forum
- Phone Support
- Chat

## Category

- [Spend Management Software](https://www.capterra.co.nz/directory/31817/spend-management/software)

## Alternatives

1. [Moss](https://www.capterra.co.nz/software/211744/getmoss) — 4.9/5 (233 reviews)
2. [SAP Concur](https://www.capterra.co.nz/software/380/concur-expense) — 4.3/5 (2240 reviews)
3. [Wallester](https://www.capterra.co.nz/software/1036173/wallester) — 4.9/5 (129 reviews)
4. [Budgetly](https://www.capterra.co.nz/software/1032885/budgetly) — 4.9/5 (134 reviews)
5. [BILL Spend & Expense](https://www.capterra.co.nz/software/166905/divvy) — 4.7/5 (432 reviews)

## Links

- [View on Capterra](https://www.capterra.co.nz/software/1061891/capital-on-tap)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/10017228/Capital-on-Tap/> |
| en-AE | <https://www.capterra.ae/software/1061891/capital-on-tap> |
| en-AU | <https://www.capterra.com.au/software/1061891/capital-on-tap> |
| en-CA | <https://www.capterra.ca/software/1061891/capital-on-tap> |
| en-GB | <https://www.capterra.co.uk/software/1061891/capital-on-tap> |
| en-IE | <https://www.capterra.ie/software/1061891/capital-on-tap> |
| en-IL | <https://www.capterra.co.il/software/1061891/capital-on-tap> |
| en-IN | <https://www.capterra.in/software/1061891/capital-on-tap> |
| en-NZ | <https://www.capterra.co.nz/software/1061891/capital-on-tap> |
| en-SG | <https://www.capterra.com.sg/software/1061891/capital-on-tap> |
| en-ZA | <https://www.capterra.co.za/software/1061891/capital-on-tap> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":null,"address":{"@type":"PostalAddress","addressLocality":null,"addressRegion":null,"postalCode":null,"streetAddress":null},"description":"Capterra New Zealand helps millions of people find the best business software with user reviews, ratings and price comparisons.","email":"info@capterra.co.nz","url":"https://www.capterra.co.nz/","logo":"https://dm-localsites-assets-prod.imgix.net/images/capterra/logo-a9b3b18653bd44e574e5108c22ab4d3c.svg","@type":"Organization","@id":"https://www.capterra.co.nz/#organization","parentOrganization":"Gartner, Inc.","sameAs":["https://twitter.com/capterra","https://www.facebook.com/Capterra/","https://www.linkedin.com/company/capterra","https://www.instagram.com/capterra/","https://www.youtube.com/user/CapterraTV"]},{"name":"Capital on Tap","description":"Capital on Tap provides an all-in-one small business credit card and spend management platform. Capital on Tap makes it easy for small business owners to manage cards for their employees, access funding for their business, and earn cashback, travel, and gift card rewards on every pound their business spends. More than 200,000 small business customers have spent more than £10 billion on their Capital on Tap Business Credit Cards to date. Capital on Tap makes business funding and spending simple, saving business owners time and money. With a 2-minute application process, the majority of applicants receive instant credit decisions. Business owners enjoy access to cashback on all purchases, practical credit limits, and as many employee cards as they need for their business to run smoothly and efficiently - all for free. www.capitalontap.com","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/01c7f0f2-51a1-4bf8-bf8c-ae0810a28f60.png","url":"https://www.capterra.co.nz/software/1061891/capital-on-tap","@type":"SoftwareApplication","@id":"https://www.capterra.co.nz/software/1061891/capital-on-tap#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"@type":"FAQPage","@id":"https://www.capterra.co.nz/software/1061891/capital-on-tap#faqs","mainEntity":[{"name":"What Is Capital on Tap?","@type":"Question","acceptedAnswer":{"text":"Capital on Tap provides an all-in-one small business credit card and spend management platform. Capital on Tap makes it easy for small business owners to manage cards for their employees, access funding for their business, and earn cashback, travel, and gift card rewards on every pound their business spends. More than 200,000 small business customers have spent more than £10 billion on their Capital on Tap Business Credit Cards to date. Capital on Tap makes business funding and spending simple, saving business owners time and money. With a 2-minute application process, the majority of applicants receive instant credit decisions. Business owners enjoy access to cashback on all purchases, practical credit limits, and as many employee cards as they need for their business to run smoothly and efficiently - all for free. www.capitalontap.com","@type":"Answer"}}]},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Spend Management Software","position":2,"item":"/directory/31817/spend-management/software","@type":"ListItem"},{"name":"Capital on Tap","position":3,"item":"/software/1061891/capital-on-tap","@type":"ListItem"}],"@id":"https://www.capterra.co.nz/software/1061891/capital-on-tap#breadcrumblist"}]}
</script>