---
description: Learn more about Spenmo price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Spenmo Pricing, Reviews & Features - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Spenmo](/software/1028956/spenmo)

# Spenmo

Canonical: https://www.capterra.co.nz/software/1028956/spenmo

> All-in-one software that consolidates corporate cards, multi-currency dashboards, automated bill pay, employee expense claims, and free
> 
> Verdict: Rated **3.0/5** by 1 users. Top-rated for **Customer Support**.

-----

## Overview

### Who Uses Spenmo?

Spenmo offers an all-in-one payments platform that enables startups and SMEs to automate the management of their business payments.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **3.0/5** | 1 Reviews |
| Ease of Use | 3.0/5 | Based on overall reviews |
| Customer Support | 4.0/5 | Based on overall reviews |
| Value for Money | 4.0/5 | Based on overall reviews |
| Features | 1.0/5 | Based on overall reviews |
| Recommendation percentage | 30% | (3/10 Likelihood to recommend) |

## About the vendor

- **Company**: Digital Services

## Commercial Context

- **Starting Price**: SGD 39.00
- **Pricing model**:  (Free Trial)
- **Pricing Details**: Spenmo is available for a packaged monthly subscription rate of $39.
- **Target Audience**: 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Indonesia, Philippines, Singapore, United States

## Features

- Corporate Card
- Debit/Credit Card Processing
- Invoice Processing
- Multi-Currency
- Payment Processing
- Spend Control

## Support Options

- Email/Help Desk

## Category

- [Payment Processing Software](https://www.capterra.co.nz/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.co.nz/directory/30232/payment-processing/software)
- [Accounts Payable Software](https://www.capterra.co.nz/directory/30520/accounts-payable/software)
- [Expense Management Software](https://www.capterra.co.nz/directory/30559/expense-report/software)
- [Accounting Software](https://www.capterra.co.nz/directory/1/accounting/software)
- [Billing and Invoicing Software](https://www.capterra.co.nz/directory/30015/billing-and-invoicing/software)

## Alternatives

1. [QuickBooks Online](https://www.capterra.co.nz/software/141374/quickbooks-online) — 4.3/5 (8393 reviews)
2. [QuickBooks Online Advanced](https://www.capterra.co.nz/software/189398/quickbooks-online) — 4.4/5 (1037 reviews)
3. [QuickBooks Enterprise](https://www.capterra.co.nz/software/46497/quickbooks-enterprise) — 4.5/5 (20613 reviews)
4. [FreshBooks](https://www.capterra.co.nz/software/142390/freshbooks) — 4.5/5 (4506 reviews)
5. [Stax](https://www.capterra.co.nz/software/157492/fattmerchant-payments-online) — 4.0/5 (117 reviews)

## Reviews

### "Product and service quality deteriorated over time" — 3.0/5

> **Verified Reviewer** | *17 October 2023* | Management Consulting | Recommendation rating: 3.0/10
> 
> **Pros**: They gave a lot of onboarding and usage incentives initially, and basic suite was free for use
> 
> **Cons**: There were payment processing errors and generally reliability issues, which were difficult detect.

## Links

- [View on Capterra](https://www.capterra.co.nz/software/1028956/spenmo)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/250344/Spenmo/> |
| en-AE | <https://www.capterra.ae/software/1028956/spenmo> |
| en-AU | <https://www.capterra.com.au/software/1028956/spenmo> |
| en-CA | <https://www.capterra.ca/software/1028956/spenmo> |
| en-GB | <https://www.capterra.co.uk/software/1028956/spenmo> |
| en-IE | <https://www.capterra.ie/software/1028956/spenmo> |
| en-IL | <https://www.capterra.co.il/software/1028956/spenmo> |
| en-IN | <https://www.capterra.in/software/1028956/spenmo> |
| en-NZ | <https://www.capterra.co.nz/software/1028956/spenmo> |
| en-SG | <https://www.capterra.com.sg/software/1028956/spenmo> |
| en-ZA | <https://www.capterra.co.za/software/1028956/spenmo> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":null,"address":{"@type":"PostalAddress","addressLocality":null,"addressRegion":null,"postalCode":null,"streetAddress":null},"description":"Capterra New Zealand helps millions of people find the best business software with user reviews, ratings and price comparisons.","email":"info@capterra.co.nz","url":"https://www.capterra.co.nz/","logo":"https://dm-localsites-assets-prod.imgix.net/images/capterra/logo-a9b3b18653bd44e574e5108c22ab4d3c.svg","@id":"https://www.capterra.co.nz/#organization","@type":"Organization","parentOrganization":"Gartner, Inc.","sameAs":["https://twitter.com/capterra","https://www.facebook.com/Capterra/","https://www.linkedin.com/company/capterra","https://www.instagram.com/capterra/","https://www.youtube.com/user/CapterraTV"]},{"name":"Spenmo","description":"Spenmo is the go-to payments software for growing businesses. We are an end-to-end payables software that brings internal spend management, corporate cards, automated bill payments, approval workflows, and accounting reconciliation into an integrated view. Companies that use Spenmo save over 50 hours and $10,000 every month.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/6d51dded-614e-4ae2-bf16-c7888dfe3034.jpeg","url":"https://www.capterra.co.nz/software/1028956/spenmo","@id":"https://www.capterra.co.nz/software/1028956/spenmo#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":3.0,"bestRating":5,"ratingCount":1},"offers":{"price":"39","@type":"Offer","priceCurrency":"SGD"},"operatingSystem":"Cloud"},{"@id":"https://www.capterra.co.nz/software/1028956/spenmo#faqs","@type":"FAQPage","mainEntity":[{"name":"What Is Spenmo?","@type":"Question","acceptedAnswer":{"text":"Spenmo is the go-to payments software for growing businesses. We are an end-to-end payables software that brings internal spend management, corporate cards, automated bill payments, approval workflows, and accounting reconciliation into an integrated view. Companies that use Spenmo save over 50 hours and $10,000 every month.","@type":"Answer"}},{"name":"Who Uses Spenmo?","@type":"Question","acceptedAnswer":{"text":"Spenmo offers an all-in-one payments platform that enables startups and SMEs to automate the management of their business payments.","@type":"Answer"}}]},{"@id":"https://www.capterra.co.nz/software/1028956/spenmo#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"Spenmo","position":3,"item":"/software/1028956/spenmo","@type":"ListItem"}]}]}
</script>