---
description: Learn more about Cash App price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs.
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title: Cash App Pricing, Reviews & Features - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Stock Portfolio Management Software](/directory/31242/stock-portfolio-management/software) > [Cash App](/software/1016710/cash-app)

# Cash App

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> Cash App is a cloud-based mobile payment processing solution that allows users to manage payments using mobile devices.
> 
> Verdict: Rated **4.2/5** by 713 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.2/5** | 713 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support | 3.5/5 | Based on overall reviews |
| Value for Money | 4.3/5 | Based on overall reviews |
| Features | 4.3/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Square
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Australia, United States

## Features

- Customer Accounts
- Mobile Access
- Multi-Coin Support
- Online Banking
- P2P Payments
- Portfolio Accounting
- Real-Time Data
- Reporting/Analytics
- SSL Security
- Stock Management
- Tax Calculation
- Tax Filing
- Tax Forms
- Tax Management
- Transaction Monitoring

## Integrations (1 total)

- PayPal Payments

## Category

- [Stock Portfolio Management Software](https://www.capterra.co.nz/directory/31242/stock-portfolio-management/software)

## Related Categories

- [Stock Portfolio Management Software](https://www.capterra.co.nz/directory/31242/stock-portfolio-management/software)
- [Tax Preparation Software](https://www.capterra.co.nz/directory/33655/tax-preparation/software)
- [Mobile Banking Software](https://www.capterra.co.nz/directory/10063/mobile-banking/software)
- [Cryptocurrency Exchange Software](https://www.capterra.co.nz/directory/33575/cryptocurrency-exchange/software)
- [Payment Processing Software](https://www.capterra.co.nz/directory/30232/payment-processing/software)

## Alternatives

1. [PayPal Payments](https://www.capterra.co.nz/software/179251/paypal) — 4.6/5 (26830 reviews)
2. [Venmo](https://www.capterra.co.nz/software/182159/venmo-) — 4.7/5 (9309 reviews)
3. [Stripe Payments](https://www.capterra.co.nz/software/123889/stripe) — 4.6/5 (3392 reviews)
4. [Square Payments](https://www.capterra.co.nz/software/170278/square-payments-processing) — 4.7/5 (2719 reviews)
5. [Google Pay](https://www.capterra.co.nz/software/212826/google-pay) — 4.6/5 (927 reviews)

## Reviews

### "Great customer service and very versatile." — 5.0/5

> **Catherine** | *2 August 2026* | Alternative Medicine | Recommendation rating: 9.0/10
> 
> **Pros**: Fees are pretty low and the customer service is 24/7 you can always talk to a live agent. I love that I can lock my card anytime too.
> 
> **Cons**: Can't transfer from just any other pay site. It can take a long time to get your money. If you transfer to the wrong user they don't always credit back.
> 
> I've enjoyed working with cash app. After using it a couple of years I feel like I understand it more but it took some time to get it down pat.

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### "Cash app review" — 5.0/5

> **Heather** | *12 May 2026* | Nonprofit Organisation Management | Recommendation rating: 10.0/10
> 
> **Pros**: Its very easy to use. Its easy to request money and pay other people. You can also get direct deposits, buy crypto, stocks, pool money with others, get a debit card, deposit money into your account at retail locations and earn referral bonuses.
> 
> **Cons**: It is almost impossible to get a refund unless the other person agrees to refund you which makes it very difficult to get money back from scammers.
> 
> I love cash app, as long as I know the person I'm sending money to personally, I wouldn't use it to make a payment to someone you don't actually know and trust.

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### "Cash App Makes Life Easier" — 5.0/5

> **Elizabeth** | *15 September 2026* | Facilities Services | Recommendation rating: 10.0/10
> 
> **Pros**: It is an easy and convenient way to send and receive money. Customer support is helpful. With the savings option, you can have a savings account that shows you how much you have saved, and you can name goals and have a visual representation in front of you. You can also receive a Cash App card and have your check directly deposited onto that. You usually get paid up to 2 days before payday.
> 
> **Cons**: It is not backed by FDIC. If you transfer money to someone you have to make sure it is the correct person because there is no getting it back once the transfer has processed.
> 
> Overall, Cash App is a great alternative to having a bank account. You have customer support, you can get a debit card through them and have paychecks directly deposited, you can send and receive money easily.

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### "FALSE ADVERTISING & AWFUL CUSTOMER SERVICE\!\!\!" — 1.0/5

> **Robert** | *26 October 2026* | Management Consulting | Recommendation rating: 0.0/10
> 
> **Pros**: Paying people electronically is easier using apps like Cash App than dealing with ATM machines and fees.
> 
> **Cons**: FALSE ADVERTISING \&amp; AWFUL CUSTOMER SERVICE that just make you go in circles until you finally give up
> 
> I did everything Cash App said to get $10 off a purchase, but they still won't give me the $10 off, saying I didn't tell them within 7 days, so case closed.

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### "Cash App is My Go-To\!" — 5.0/5

> **Jeff** | *11 February 2026* | Marketing & Advertising | Recommendation rating: 10.0/10
> 
> **Pros**: Lightning-fast money transfers, perfect for personal and business use. Easy QR code scanning and account linking with no hassle. Cash Card offers boosts and no-fee basics. It's easy to use so very little learning curve and the fees are low. Payments get processed quickly and the fraud prevention is advanced and I feel secure using it.
> 
> **Cons**: Customer support is tough to reach, delays on issues are a bit longer than I'd like. I don't much care for the extra fees with the quick deposits. Not sure why that should cost me more money, but I still use the non-instant deposits on the app.
> 
> Cash App has been my go-to for years—sends money in seconds to my friends or clients without any worries, with handy investing and tax tools. Super low learning curve and solid value for everyday use. Recommend for casual users too.

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## Links

- [View on Capterra](https://www.capterra.co.nz/software/1016710/cash-app)

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| de-AT | <https://www.capterra.at/software/1016710/cash-app> |
| de-CH | <https://www.capterra.ch/software/1016710/cash-app> |
| en | <https://www.capterra.com/p/246167/Cash-App/> |
| en-AE | <https://www.capterra.ae/software/1016710/cash-app> |
| en-AU | <https://www.capterra.com.au/software/1016710/cash-app> |
| en-CA | <https://www.capterra.ca/software/1016710/cash-app> |
| en-GB | <https://www.capterra.co.uk/software/1016710/cash-app> |
| en-IE | <https://www.capterra.ie/software/1016710/cash-app> |
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| en-NZ | <https://www.capterra.co.nz/software/1016710/cash-app> |
| en-SG | <https://www.capterra.com.sg/software/1016710/cash-app> |
| en-ZA | <https://www.capterra.co.za/software/1016710/cash-app> |
| fr | <https://www.capterra.fr/software/1016710/cash-app> |
| fr-BE | <https://fr.capterra.be/software/1016710/cash-app> |
| fr-CA | <https://fr.capterra.ca/software/1016710/cash-app> |
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| nl-BE | <https://www.capterra.be/software/1016710/cash-app> |
| sv | <https://www.capterra.se/software/1016710/cash-app> |

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