--- description: Learn more about Afterpay price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Afterpay Pricing, Reviews & Features - Capterra New Zealand 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Afterpay](/software/1012480/afterpay) # Afterpay Canonical: https://www.capterra.co.nz/software/1012480/afterpay Page: 1 / 14\ Next: [Next page](https://www.capterra.co.nz/software/1012480/afterpay?page=2) > Afterpay pioneered a better way to pay. Customers shop now, pay over 6 weeks, and never pay interest. Merchants get paid upfront. > > Verdict: Rated **4.6/5** by 309 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Afterpay? It caters to businesses in banking, customer services, marketing \& advertising, and more. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 309 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.3/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing Details**: Please contact Afterpay for information on pricing. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English, French - **Available Countries**: Australia, Canada, Finland, France, Italy, New Zealand, Spain, United Kingdom, United States ## Features - ACH Payment Processing - Debit/Credit Card Processing - Mobile Payments - Multiple Payment Options - Payment Fraud Prevention - Recurring/Subscription Billing - Reporting/Analytics ## Integrations (15 total) - Adobe Commerce - Adyen - BigCommerce - Ecwid - Online Auction System - OpenCart - PrestaShop - Rocketspark - Shopify - Shopify Plus - Spree - Squarespace - Stripe - Wix - WooCommerce ## Support Options - Knowledge Base ## Category - [Payment Processing Software](https://www.capterra.co.nz/directory/30232/payment-processing/software) ## Alternatives 1. 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[Square Point of Sale](https://www.capterra.co.nz/software/154907/square-point-of-sale) — 4.6/5 (3039 reviews) ## Reviews ### "Easy to pay with Afterpay" — 5.0/5 > **Renico** | *15 July 2025* | Construction | Recommendation rating: 10.0/10 > > **Pros**: That you can make purchases and be able to pay it off in 4 installments, so getting that something you need of want so much easier > > **Cons**: That the installments are every second week and some people gets paid monthly, that it the only thing I can think off that can be a con. > > Love it and use it a lot on unexpected expenses that you don't budget for, like car repairs, or something kids need for school or sports ----- ### "DO NOT USE THIS APP\!\!\!" — 1.0/5 > **Aroha** | *7 November 2024* | Animation | Recommendation rating: 0.0/10 > > **Pros**: The only good thing about the app is how excited I am to receive me REFUND\!\!\! and delete it > > **Cons**: The customer service is slow and terrible. Having to speak to AI while trying to handle an unauthorized purchase made on my account is frustrating. They can see the unauthorized purchase and still won't return my money until a dispute is made which will take 2-3 weeks. > > Terrible, I would never recommend this app. They say that they updated their privacy yet unauthorized purchases of over $200 have been made on my account. Refusing to reverse the funds although they can see them and can reverse before processing ----- ### "Convenient and Budget-Friendly Payment Solution" — 5.0/5 > **Brooks** | *8 June 2026* | Retail | Recommendation rating: 10.0/10 > > **Pros**: I like how it makes purchases more manageable by allowing customers to split payments into smaller installments instead of paying the full amount upfront. The service is easy to use, has a simple learning curve, and integrates with many popular retailers. I also appreciate the convenience of tracking payments through the app and the transparency of the payment schedule. The features help shoppers budget their expenses more effectively while still getting the products they need. Additionally, customer support is available when issues arise, making the overall experience smooth and user-friendly. > > **Cons**: I can’t think of any cons about using Afterpay\! It’s an excellent option to have when you’re low on cash and in need of a purchase. > > My overall experience with Afterpay has been very positive. It offers excellent value for money by allowing purchases to be split into manageable installments without paying everything upfront. The platform makes credit card payments simple and easy to track, helping me stay organized with my finances. The account management features are user-friendly, making it easy to view payment schedules, update payment methods, and monitor spending. The invoicing and payment reminders help ensure that I never miss a due date. While I have occasionally experienced minor bugs and issues, they have been infrequent and usually resolved quickly. Overall, Afterpay is a convenient and reliable service for managing purchases and payments. ----- ### "Helpful if you are short on money." — 3.0/5 > **Nathaniel** | *23 June 2025* | Construction | Recommendation rating: 6.0/10 > > **Pros**: If you dont have the money up front to pay for your purchase then you can use afterpay as payment method to pay for your purchase without having all of the money up front. > > **Cons**: They charge alot more in the long run for your purchase. To the point that may only be worth it if you really need whatever you are wanting to purchase and you can make the payments on time. > > It has been helpful when I have been short on money but expensive in the long run and will even effect your credit if you cant make payments on time ----- ### "A life saver\!" — 5.0/5 > **Cameron** | *21 June 2025* | Food & Beverages | Recommendation rating: 10.0/10 > > **Pros**: Afterpay is a life saver\! Times have been tough\! And I’ve really relied on Afterpay to help with groceries\! What I really like is the entire purpose of Afterpay\! Pay it later and with that there aren’t outrageous charges added to anything\! > > **Cons**: Perhaps the return process, or adjustments are sometimes confusing. That could very much be my own understanding. > > Overall it’s essential for my household, it’s a wonderful app and its growth continues to amaze me\! So many more shops ----- Page: 1 / 14\ Next: [Next page](https://www.capterra.co.nz/software/1012480/afterpay?page=2) ## Links - [View on Capterra](https://www.capterra.co.nz/software/1012480/afterpay) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | ----- ## Structured Data