---
description: Learn more about Afterpay price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs.
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title: Afterpay Pricing, Reviews & Features - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Afterpay](/software/1012480/afterpay)

# Afterpay

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> Afterpay pioneered a better way to pay. Customers shop now, pay over 6 weeks, and never pay interest. Merchants get paid upfront.
> 
> Verdict: Rated **4.6/5** by 308 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Afterpay?

It caters to businesses in banking, customer services, marketing \&amp; advertising, and more.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 308 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.3/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Square
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing Details**: Please contact Afterpay for information on pricing.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, French
- **Available Countries**: Australia, Canada, Finland, France, Italy, New Zealand, Spain, United Kingdom, United States

## Features

- ACH Payment Processing
- Debit/Credit Card Processing
- Mobile Payments
- Multiple Payment Options
- Payment Fraud Prevention
- Recurring/Subscription Billing
- Reporting/Analytics

## Integrations (15 total)

- Adobe Commerce
- Adyen
- BigCommerce
- Ecwid
- Online Auction System
- OpenCart
- PrestaShop
- Rocketspark
- Shopify
- Shopify Plus
- Spree
- Squarespace
- Stripe
- Wix
- WooCommerce

## Support Options

- Knowledge Base

## Category

- [Payment Processing Software](https://www.capterra.co.nz/directory/30232/payment-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.co.nz/software/179251/paypal) — 4.6/5 (26504 reviews)
2. [Venmo](https://www.capterra.co.nz/software/182159/venmo-) — 4.7/5 (9296 reviews)
3. [Stripe](https://www.capterra.co.nz/software/123889/stripe) — 4.6/5 (3354 reviews)
4. [Square Payments](https://www.capterra.co.nz/software/170278/square-payments-processing) — 4.7/5 (2696 reviews)
5. [NetSuite](https://www.capterra.co.nz/software/135757/netsuite) — 4.2/5 (2052 reviews)

## Reviews

### "Easy to pay with Afterpay" — 5.0/5

> **Renico** | *15 July 2025* | Construction | Recommendation rating: 10.0/10
> 
> **Pros**: That you can make purchases and be able to pay it off in 4 installments, so getting that something you need of want so much easier
> 
> **Cons**: That the installments are every second week and some people gets paid monthly, that it the only thing I can think off that can be a con.
> 
> Love it and use it a lot on unexpected expenses that you don't budget for, like car repairs, or something kids need for school or sports

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### "DO NOT USE THIS APP\!\!\!" — 1.0/5

> **Aroha** | *7 November 2024* | Animation | Recommendation rating: 0.0/10
> 
> **Pros**: The only good thing about the app is how excited I am to receive me REFUND\!\!\! and delete it
> 
> **Cons**: The customer service is slow and terrible. Having to speak to AI while trying to handle an unauthorized purchase made on my account is frustrating. They can see the unauthorized purchase and still won't return my money until a dispute is made which will take 2-3 weeks.
> 
> Terrible, I would never recommend this app. They say that they updated their privacy yet unauthorized purchases of over $200 have been made on my account. Refusing to reverse the funds although they can see them and can reverse before processing

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### "Convenient and Budget-Friendly Payment Solution" — 5.0/5

> **Brooks** | *8 June 2026* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: I like how it makes purchases more manageable by allowing customers to split payments into smaller installments instead of paying the full amount upfront. The service is easy to use, has a simple learning curve, and integrates with many popular retailers. I also appreciate the convenience of tracking payments through the app and the transparency of the payment schedule. The features help shoppers budget their expenses more effectively while still getting the products they need. Additionally, customer support is available when issues arise, making the overall experience smooth and user-friendly.
> 
> **Cons**: I can’t think of any cons about using Afterpay\! It’s an excellent option to have when you’re low on cash and in need of a purchase.
> 
> My overall experience with Afterpay has been very positive. It offers excellent value for money by allowing purchases to be split into manageable installments without paying everything upfront. The platform makes credit card payments simple and easy to track, helping me stay organized with my finances. The account management features are user-friendly, making it easy to view payment schedules, update payment methods, and monitor spending. The invoicing and payment reminders help ensure that I never miss a due date. While I have occasionally experienced minor bugs and issues, they have been infrequent and usually resolved quickly. Overall, Afterpay is a convenient and reliable service for managing purchases and payments.

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### "Leaving afterpay" — 2.0/5

> **PAULA** | *5 June 2025* | Accounting | Recommendation rating: 0.0/10
> 
> **Pros**: They lower my balance from 500 to 30 dollars after a missed payment due to fraud on my account i just paid them off and im done\!    Hello Klarna\!\!\! By Afterpay\!
> 
> **Cons**: Balance on account  account significantly . Du to a missed payment they will reduce you money balance and thats not fair im leaving...balance paid in full
> 
> Suck and i am not a person to skip a payment but my bank account was hacked and they do not take into accoton timely payment they punish us

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### "AFTERPAY IS GREAT" — 5.0/5

> **ALFREDO** | *27 March 2026* | Warehousing | Recommendation rating: 10.0/10
> 
> **Pros**: Excellent service, their financing is much better than a credit card. Happy to use this service and excellent customer service, 24/7
> 
> **Cons**: Nothing negative, quite the opposite. Easy to use, excellent customer service, and it is one of my favorite apps to make my payments.
> 
> I feel comfortable using Afterpay. I like its payment method and its low interest rate. Cybersecurity is of high quality

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## Links

- [View on Capterra](https://www.capterra.co.nz/software/1012480/afterpay)

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| de-CH | <https://www.capterra.ch/software/1012480/afterpay> |
| en | <https://www.capterra.com/p/229452/Afterpay/> |
| en-AE | <https://www.capterra.ae/software/1012480/afterpay> |
| en-AU | <https://www.capterra.com.au/software/1012480/afterpay> |
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