--- description: Learn more about Apple Pay price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Apple Pay Pricing, Reviews & Features - Capterra New Zealand 2026 --- Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/10063/mobile-banking/software) > [Apple Pay](/software/212840/apple-pay) # Apple Pay Canonical: https://www.capterra.co.nz/software/212840/apple-pay Page: 1 / 36\ Next: [Next page](https://www.capterra.co.nz/software/212840/apple-pay?page=2) > Cloud-based secure digital wallet application designed for payment processing, sales tracking, processing returns, and more > > Verdict: Rated **4.7/5** by 859 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 859 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.5/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.7/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: TheraOffice - **Location**: Westmont, US - **Founded**: 1999 ## Commercial Context - **Pricing model**: Per Feature - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: United States ## Features - Digital Wallet ## Support Options - Email/Help Desk - Phone Support - Chat ## Category - [Mobile Banking Software](https://www.capterra.co.nz/directory/10063/mobile-banking/software) ## Alternatives 1. [Remitly](https://www.capterra.co.nz/software/1016819/remitly) — 2.3/5 (84 reviews) 2. [Papara](https://www.capterra.co.nz/software/1013310/papara) — 5.0/5 (2 reviews) 3. [Stocard](https://www.capterra.co.nz/software/1016799/stocard) — 4.9/5 (42 reviews) 4. [Albert](https://www.capterra.co.nz/software/1025494/albert) — 4.7/5 (6 reviews) 5. [WWS Mobile](https://www.capterra.co.nz/software/181668/wws-mobile-mobile-banking-software) — 4.7/5 (17 reviews) ## Reviews ### "Apple Pay is the Way\!" — 5.0/5 > **Trinidad** | *19 February 2026* | Information Technology & Services | Recommendation rating: 10.0/10 > > **Pros**: In my experience Apple Pay is the fastest and easiest way to pay digitally and it's accepted and used by so many people and in so many places. Apple Pay is a very safe and convenient way to pay. > > **Cons**: Apple Pay has no real downsides except that it's not accepted at Walmart. But honestly no forms of digital payment are accepted at Walmart since they use their own app. > > My overall experience with Apple Pay is nothing but positive. And it seems to be the preferred method of digital payment for most people I know. I've never experienced any problems or issues when using Apple Pay. ----- ### "Apple Pay review" — 5.0/5 > **Colin** | *18 March 2026* | Health, Wellness & Fitness | Recommendation rating: 3.0/10 > > **Pros**: Easy to use at the till and online. Makes paying for items much faster - do not have to retrieve cards from wallet to pay. > > **Cons**: No real downside. I do not have concerns about security of it and find that Apple Pay only makes things more convienient. > > Overall very positive. I am in the habit of leaving home without my wallet as I can use my phone to pay. ----- ### "Fast, Secure and Convenient for Everyday Payments" — 5.0/5 > **Aasil** | *14 September 2026* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: Apple Pay is extremely easy and convenient to use. I like being able to make payments quickly without having to take out my physical card. Setting it up is simple, and Face ID makes payments fast and secure. It works well for both in-store and online purchases, and I have found it very reliable for everyday use. > > **Cons**: The main limitation is that it depends on having a compatible Apple device, and not every store or website accepts Apple Pay. Occasionally, a payment terminal may not work properly, so I still prefer to keep a physical card as a backup. > > My overall experience with Apple Pay has been excellent. There was almost no learning curve, and adding cards and making payments is straightforward. Payments are usually processed instantly, and I like having multiple cards available in one place. I have experienced very few bugs or payment issues. Overall, it is one of the most convenient payment methods I use regularly. ----- ### "Overall, I’m grateful for Apple Pay" — 3.0/5 > **Oscar** | *4 October 2026* | Entertainment | Recommendation rating: 9.0/10 > > **Pros**: I love that Apple Pay is free to use and super efficient. Just one tap, or two clicks and everything is paid for. I also love how convenient it is to find in the Apple wallet. > > **Cons**: Sometimes online payments don’t get fully processed untill 24 hours, which is frustrating. And there have been times my account has been frozen due to an unexpected bill, and it is quite a pain to fix without the use of multiple cards. > > I have some issues with the payment processing time, but it still is a truly great service, that is very simple to use and super convenient. ----- ### "Id choose apple pay all day \!\!" — 5.0/5 > **Jessica** | *20 June 2026* | Consumer Services | Recommendation rating: 10.0/10 > > **Pros**: I like how easy it is to transfer money from any card to the application. That actually surprised me because it is easier than PayPal or cash app > > **Cons**: The only thing I didn't like was the ten dollar minimum transfer requirement which leaves anything under ten bucks at bay in the account ----- Page: 1 / 36\ Next: [Next page](https://www.capterra.co.nz/software/212840/apple-pay?page=2) ## Links - [View on Capterra](https://www.capterra.co.nz/software/212840/apple-pay) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | ----- ## Structured Data