---
description: Learn more about Google Pay price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Google Pay Pricing, Reviews & Features - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/10063/mobile-banking/software) > [Google Pay](/software/212826/google-pay)

# Google Pay

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> Cloud-based secure digital wallet application designed for processing payments, track sales, share offers, and more
> 
> Verdict: Rated **4.6/5** by 927 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 927 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.6/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Google

## Commercial Context

- **Pricing Details**: Google Pay is available for free
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- Bill Payment
- Customer Accounts
- Digital Wallet
- Electronic Payments
- Mobile Access
- Mobile Payments
- Online Banking
- Reporting/Analytics
- Transaction Monitoring

## Category

- [Mobile Banking Software](https://www.capterra.co.nz/directory/10063/mobile-banking/software)

## Related Categories

- [Mobile Banking Software](https://www.capterra.co.nz/directory/10063/mobile-banking/software)
- [Financial Services Software](https://www.capterra.co.nz/directory/31123/financial-services/software)
- [Payment Processing Software](https://www.capterra.co.nz/directory/30232/payment-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.co.nz/software/179251/paypal) — 4.6/5 (26691 reviews)
2. [Venmo](https://www.capterra.co.nz/software/182159/venmo-) — 4.7/5 (9306 reviews)
3. [Stripe](https://www.capterra.co.nz/software/123889/stripe) — 4.6/5 (3388 reviews)
4. [Square Point of Sale](https://www.capterra.co.nz/software/154907/square-point-of-sale) — 4.6/5 (3040 reviews)
5. [Square Payments](https://www.capterra.co.nz/software/170278/square-payments-processing) — 4.7/5 (2716 reviews)

## Reviews

### "Digital wallet and payment tool" — 4.0/5

> **Jeannie** | *5 October 2026* | Consumer Services | Recommendation rating: 10.0/10
> 
> **Pros**: Google pay provider quick contactless payments with your phone, especially when you don’t want to pull out your physical card. This payment method works at many stores, apps, and websites that support Google Pay. If you use android you can add eligible debit and credit cards directly to your Google account.
> 
> **Cons**: Problems with your Google account, phone, or payment card can interfere with transactions. Privacy can be a concern since you're putting another layer of financial activity into Google's ecosystem, which may not appeal to everyone.
> 
> I consider Google Pay a very useful payment tool, particularly if you already use Android. It's convenient, reasonably secure, and makes everyday payments simpler.&#10;My biggest caveat is the same one I'd give with most digital wallets use it as a payment method, not as your entire financial system. Keep your physical card and another payment option available for the inevitable moment technology decides it has character development planned for you.

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### "This is the best payment option for android/windows users" — 5.0/5

> **Verified Reviewer** | *17 December 2025* | Computer Software | Recommendation rating: 10.0/10
> 
> **Pros**: With Google pay I don't have to worry about card clonning, also I can pay in Ebay, local stores, and more online platforms, even on my laptop, phone or watch, card in home, pay with phone. Even my grandma uses it.
> 
> **Cons**: I don't have a problem with google, not at all, this is very helpful and very easy to use, my problem is to some stores that still don't allows it.
> 
> I like to pay with Google Pay every time I can, Is very convenient and I don't have to hold my card with me, I can leave it everywhere and pay with it with no problems.

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### "Choose a better option" — 1.0/5

> **Jessica** | *3 July 2026* | Consumer Services | Recommendation rating: 1.0/10
> 
> **Pros**: I thought I liked it until they started giving me a hassle that ended up being permanent and nearly impossible to reach them to resolve
> 
> **Cons**: The availability of options for help or guidance to find how to get hemp for when you are receiving errors that if you attempt to multiple retry payment ends up black listing your entire phone device ip

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### "Best Money management tool" — 5.0/5

> **Thomas** | *21 September 2026* | Arts & Crafts | Recommendation rating: 10.0/10
> 
> **Pros**: Google Pay is easy to learn and convenient for everyday payments. I like the simple card management, quick money transfers, and the ability to make credit card payments in one place. It offers good value for money and makes managing payments fast and straightforward. Customer support is also helpful when assistance is needed.
> 
> **Cons**: Some features can take a little time to learn, especially managing multiple cards and payment options. Money transfers or payments may occasionally take longer than expected or require extra verification.
> 
> I love it. I use it every single day. Several times a day on my everyday purchases with tap to pay in store.

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### "My Google pay review" — 4.0/5

> **Nafula** | *27 December 2025* | Human Resources | Recommendation rating: 8.0/10
> 
> **Pros**: What I like most about Google pay is the payment options it offers, especially "tap to pay", I love that I don't have to carry my physical card around with me and I can use my phone to pay whenever I need to. Definitely provides a feeling of security.
> 
> **Cons**: What at least like about Google pay is the reimbursement for unauthorized purchases in Google Play process. I feel as though if I am charged and it shows Google pay then that's who I should get assistance from, but at times I've had to wait days just to be told to contact a different company.
> 
> But overall experience will Google pay is a positive one. Had ups and downs but definitely still one of my top favorite.

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## Links

- [View on Capterra](https://www.capterra.co.nz/software/212826/google-pay)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.capterra.com.de/software/212826/google-pay> |
| de-AT | <https://www.capterra.at/software/212826/google-pay> |
| de-CH | <https://www.capterra.ch/software/212826/google-pay> |
| en | <https://www.capterra.com/p/212826/Google-Pay/> |
| en-AE | <https://www.capterra.ae/software/212826/google-pay> |
| en-AU | <https://www.capterra.com.au/software/212826/google-pay> |
| en-CA | <https://www.capterra.ca/software/212826/google-pay> |
| en-GB | <https://www.capterra.co.uk/software/212826/google-pay> |
| en-IE | <https://www.capterra.ie/software/212826/google-pay> |
| en-IL | <https://www.capterra.co.il/software/212826/google-pay> |
| en-IN | <https://www.capterra.in/software/212826/google-pay> |
| en-NZ | <https://www.capterra.co.nz/software/212826/google-pay> |
| en-SG | <https://www.capterra.com.sg/software/212826/google-pay> |
| en-ZA | <https://www.capterra.co.za/software/212826/google-pay> |
| es | <https://www.capterra.es/software/212826/google-pay> |
| es-AR | <https://www.capterra.com.ar/software/212826/google-pay> |
| es-CL | <https://www.capterra.cl/software/212826/google-pay> |
| es-CO | <https://www.capterra.co/software/212826/google-pay> |
| es-CR | <https://www.capterra.co.cr/software/212826/google-pay> |
| es-DO | <https://www.capterra.do/software/212826/google-pay> |
| es-EC | <https://www.capterra.ec/software/212826/google-pay> |
| es-MX | <https://www.capterra.mx/software/212826/google-pay> |
| es-PA | <https://www.capterra.com.pa/software/212826/google-pay> |
| es-PE | <https://www.capterra.pe/software/212826/google-pay> |
| fr | <https://www.capterra.fr/software/212826/google-pay> |
| fr-BE | <https://fr.capterra.be/software/212826/google-pay> |
| fr-CA | <https://fr.capterra.ca/software/212826/google-pay> |
| fr-LU | <https://www.capterra.lu/software/212826/google-pay> |
| it | <https://www.capterra.it/software/212826/google-pay> |
| nl | <https://www.capterra.nl/software/212826/google-pay> |
| nl-BE | <https://www.capterra.be/software/212826/google-pay> |

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