---
description: Learn more about Soldo price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs.
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title: Soldo Pricing, Reviews & Features - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Expense Management Software](/directory/30559/expense-report/software) > [Soldo](/software/194308/soldo)

# Soldo

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> Soldo is the proactive spend management solution that frees progressive businesses to accomplish more.
> 
> Verdict: Rated **4.7/5** by 140 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Soldo?

Soldo is the proactive spend management solution that frees progressive businesses to accomplish more.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 140 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.5/5 | Based on overall reviews |
| Value for Money | 4.3/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Soldo Software

## Commercial Context

- **Starting Price**: £21.00
- **Pricing model**: Other
- **Pricing Details**: Soldo is available across two tiers with prices calculated per card per month, outlined below. Custom enterprise pricing and a free trial are also available. &#10;\*one FREE card (plastic or virtual)&#10;&#10;Soldo Pro: £6 per card per month&#10;&#10;Soldo Premium: £10 per card per month&#10;&#10;Soldo Enterprise: Contact Soldo for custom plans for 30 cards or more
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Dutch, English, French, German, Italian, Spanish
- **Available Countries**: Belgium, France, Germany, Italy, Luxembourg, Netherlands, United Kingdom

## Features

- ACH Payment Processing
- Accounting
- Approval Process Control
- Approval Workflow
- Audit Trail
- Budgeting/Forecasting
- Cash Management
- Categorisation/Grouping
- Corporate Card
- Data Import/Export
- Data Visualisation
- Debit/Credit Card Processing
- Expense Management
- Expense Tracking
- Financial Analysis
- Financial Reporting
- In-Person Payments
- Mobile Payments
- Mobile Receipt Upload
- Multi-Currency
- Multi-Department/Project
- Payment Fraud Prevention
- Procurement Management
- Real-Time Data
- Receipt Management
- Recurring/Subscription Billing
- Reimbursement Management
- Reporting & Statistics
- Reporting/Analytics
- Spend Analysis
- Spend Control
- Transaction Monitoring

## Integrations (8 total)

- Dext
- Dynamics 365 Business Central
- Expensify
- NetSuite
- QuickBooks Online Advanced
- SAP Concur
- Sage Accounting
- Xero

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Expense Management Software](https://www.capterra.co.nz/directory/30559/expense-report/software)

## Related Categories

- [Financial Reporting Software](https://www.capterra.co.nz/directory/30050/financial-reporting/software)
- [Financial Management Software](https://www.capterra.co.nz/directory/31136/financial-management/software)
- [Spend Management Software](https://www.capterra.co.nz/directory/31817/spend-management/software)
- [Expense Management Software](https://www.capterra.co.nz/directory/30559/expense-report/software)
- [Payment Processing Software](https://www.capterra.co.nz/directory/30232/payment-processing/software)

## Alternatives

1. [Moss](https://www.capterra.co.nz/software/211744/getmoss) — 4.9/5 (233 reviews)
2. [SAP Concur](https://www.capterra.co.nz/software/380/concur-expense) — 4.3/5 (2240 reviews)
3. [BILL Spend & Expense](https://www.capterra.co.nz/software/166905/divvy) — 4.7/5 (432 reviews)
4. [Ramp](https://www.capterra.co.nz/software/207081/ramp) — 4.9/5 (216 reviews)
5. [Wallester](https://www.capterra.co.nz/software/1036173/wallester) — 4.9/5 (129 reviews)

## Reviews

### "A great pre-paid card solution." — 4.0/5

> **Emma** | *1 February 2026* | Nonprofit Organisation Management | Recommendation rating: 9.0/10
> 
> **Pros**: Soldo offers a pre-paid credit card for payments and cash withdrawals, and refunds. It offers simple and easy card management. You can block cards easily, I find this quicker and simpler than using a high street bank, and can use it on a desktop or mobile phone app. Soldo is easy to use and does not require a steep learning curve. Soldo offers a good level of security with 2-step authentication, along with blocking cards or payments with any non-normal or suspicious activity. You can top up cards easily, and create both company and individual cards giving various levels of access. Receipts can be easily uploaded via the app for reconciliation integrated with Xero.
> 
> **Cons**: I found that occasionally Soldo cards are not accepted by all retailers. Still, if you inform Soldo they do aim to try and rectify this and reduce any suppliers who do not accept Soldo cards, this is the limitation of pre-paid cards, but by having a pre-paid card it offers more control. As a charity we can not have  bank credit card so this offers an alternative solution.
> 
> My overall experience with Soldo is positive. It is quick and simple to set up both physical and virtual cards, and offers fairly good value for money. It's integration with Xero speeds up bank reconciliation.

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### "Smart expense management" — 5.0/5

> **Morgan** | *2 May 2025* | Real Estate | Recommendation rating: 9.0/10
> 
> **Pros**: Soldo makes expense management easy with its intuitive interface and customizable user roles. The ability to issue prepaid cards is great.
> 
> **Cons**: I find the reporting features a bit limited for more advanced financial analysis. Customer support is helpful but can sometimes be slow in responding.
> 
> Soldo offers a solid, user-friendly platform for managing company expenses, especially useful for fast-growing companies like ours looking for more control.

-----

### "Easy to transfer money and track expenditure" — 5.0/5

> **jonny** | *30 January 2025* | Hospital & Health Care | Recommendation rating: 8.0/10
> 
> **Pros**: The ease of sending money to cards and tracking expenditure
> 
> **Cons**: The difficult setup of a new user when adding to a card
> 
> Very helpful Support team and easy tracking of expenditure

-----

### "This is the tool that I've been waiting on for years\!" — 5.0/5

> **Gus** | *10 May 2018* | Recommendation rating: 10.0/10
> 
> **Pros**: No more staff expense form nightmare to deal with at the end of each month\! When we started using Xero a number of years ago the fact that I didn't have to store loads of receipts and spend my Sunday evening adding them to a spreadsheet was a godsend. It's frustrated me ever since that I couldn't let my staff use the app to take photos of their receipts and automatically enter them into Xero. Now I can\! It literally saves me 4 -5 hours of horribly tedious work inputting receipts every week.
> 
> **Cons**: The mobile app should have more features for admin control - it's frustrating that I have to use the online dashboard to add funds to an employees card.
> 
> I can give my staff their own company cards to make petty purchases like software or staff drinks. It's possible to set various types of limit on their card (I've not used this feature though) as I only put a small amount on each card at a time.  The main benefit of this is that where I used to get weekly printed out expense forms with receipts stapled to them that I'd have to go through, photograph and reconcile in Xero, now my employees simply have to remember to take photos of their receipts and I can upload directly into Xero. Boom.

-----

### "Soldo became much more expensive and some reports within the Pro plan are inacceptable" — 2.0/5

> **Georg** | *11 August 2023* | Hospitality | Recommendation rating: 0.0/10
> 
> **Pros**: It's easy to order new cards. Apple Pay support is nice. It's easier to manage cards compared to legacy banks.
> 
> **Cons**: The reporting within the Pro plan is absolutely inacceptable. The report that our accountant uses produces a PDF where you cannot read the invoices that we attached to the transactions in good quality. Soldo told me that we have to upgrade all(\!) users to the Premium plan. But we do not need the features of this plan. We just need a simple report where you can actually read the invoices. Furthermore, Soldo changed their pricing structure. Previously we paid per card, but now we need to pay per user. This means that we pay for users, who do not need a card (accountants for example). This was a frustrating change for us.

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## Links

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