PayPal Reviews

Reliable and convenient tool for handling both personal and business transactions

Comments: PayPal has been a reliable and convenient tool for handling both personal and business transactions. While the fees can add up in some cases, its security features and ease of use make it a top choice for online payments.

Pros:

Convenience and extensive acceptance. PayPal allows me to make purchases, send money, and receive payments quickly, both domestically and internationally. Its buyer and seller protection policies offer a sense of security, especially for online transactions. The platform’s integration with various websites and apps is seamless, making it easy to use almost anywhere.

Cons:

Fees associated with certain types of transactions, especially for currency conversion and receiving business payments. Additionally, the customer service experience can sometimes be slow or challenging to navigate if there are account or payment issues.

Great overall, with little room for improvement.

Comments: Overall I really like PayPal and am nit-picking to find things I like least. Overall it's been great both personally and professionally.

Pros:

I like having a debit card specific to this, because that's where I store our businesses funds like a checking account. I like the ability to create and accept payments for invoices. I also like that I can use PayPal for personal transactions just like Venmo or Zelle.

Cons:

I wish their UI were better. Certain features seem challenging to find or access. Specifically the add a payment or add money feature. I wish they'd use intelligence to learn what I use most and bring that to the front of the dashboard.

Use another alternative

Comments: I had PayPal. One day they close it and I had no oportunity to write a despute. I wrote to a commition who can make decision above them and I won. But 9 months latter. At that time for 6 month they kept my money.

Pros:

It is used by lots of website and by lots of people

Cons:

PayPal sudenly can close your account with no questioning

Ease of use

Comments: Good for ease of use. Very secure. Prompt in answering questions

Pros:

Ease of use for customers. Ease of use for financial officer

Cons:

The non profit donation takes a month. Gets alittle confusing when inputting finances a month later.

Easy to use for your small business

Comments: I haven't had any issues with PayPal. The one time I was having trouble I reached out to customer service and they handled my situation beautifully.

Pros:

PayPal is easy to use and pretty intuitive. I was able to easily set up a business account and hit the ground running.

Cons:

I hate being charged a fee per transaction, but that isn't just PayPal it's any system you use.

A Great Payment Solution

Comments: I have trusted PayPal for over twenty years. It's been easy to use whether online or locally for my book signings or readings. What I like best, is that in all my years of using it, I have never had a problem with my account. I use it to sell products and services and for subscriptions. As a consumer, they have helped me receive a refund when dealing with scammers.

Pros:

It's a safe and easy means of doing business concerning payments that has a low commission rate. Also it's easy to transfer money to my bank or use my PayPal debit card. I have used PayPal for over twenty years.

Cons:

Currently, to use PayPal at it's highest level, one has to be a programmer or hire a programmer to create professional purchasing buttons and pages PayPal offers. However, users can just create the order buttons easily to place on their websites with HTML code.

PayPal-It's Been a Long Great Trip

Comments: Since 2006, both PayPal and my business have gone through changes, and both of us have had good and bad changes. PayPal has changed for the good (so have I, but this is not about me) and sometimes it is a hassle to learn these changes but that is just part of the business.
Overall, like any long-term relationship, there are ups and downs; luckily for me, the downs are short, and the u[ps are long.

Pros:

Reliability is at the top of the list. PayPal as been around as long as I've been doing business online.

Cons:

Listing something of a Con with PayPal is difficult because everything I think of turns out to be 'operator error' and has little to do with PayPal itself. I am sure there are negative points to any system that holds onto your funds, but so far (since 2006), I have not encountered any. <knocks on wood>

Paypal: Overall great with a small flaw

Comments: PayPal is super easy to use, with a clean, intuitive interface that makes navigating a breeze. A big plus is that you can send money to friends and family without any fees. Honestly, it doesn’t have many flaws, though the currency exchange rates for purchases in other currencies can be a bit steep. Overall, it’s a great platform for managing payments!

Pros:

PayPal is super easy to use with a simple, intuitive interface. One of the best parts is that sending money to friends and family comes with no fees.

Cons:

In my opinion, PayPal doesn’t have any major flaws. The only downside is that their currency exchange rates for purchases in different currencies can be a bit high. Other than that, it’s solid!

PayPal the original and best online payment handler.

Comments: I've used PayPal for decades and always found it very safe and reliable.

Pros:

Very easy to use and integrates well. Fair dispute handling and buyer/seller protection.

Cons:

The interface is not very intuitive. Things are hard to find.

PayPal has evolved with the times

Comments: I have been using PayPal for many years, for both personal and business matters. PayPal has evolved over time and made it's features and function more user friendly. PayPal is simple to use and can help you save time.

Pros:

PayPal is really easy to use for business and personal matters. And they have great online and mobile options, with a lot of functionality built into the platform.

Cons:

As a user it's not always clear when you are paying via PayPal versus paying with a credit card. I would like something to confirm PayPal payment versus going through a credit card.

Paypal Business Review

Comments: Overall, I've been a customer of paypal for over 10 years. I like their invoicing system, and how it tracks everything for you. It gives ease of access when you go into Paypal and you need to search for and track payment or invoice records. That's awesome. I am not a fan of the customer service that paypal has. Each time I call for help to try to fix an issue I'm having, I end up getting off the call more confused. They need to train their rep's better. I've had instances where I've had to call about the same issue multiple times, and each time I called about the exact same issue, I have been given different explanations, and also been told to do different things to 'correct' the issues, and 9 times out of 10, the issue isn't resolved. If you call with a simple issue, the rep's seem to be able to help ok though.

Pros:

I like a couple things about Paypal. I mostly like the mobile app that they offer, because it gives you ease of access when your on the go. I also like that Paypal has started integrating new partnerships like Venmo. I really like how easy and instantly you're able to transfer paypal funds into your bank account.

Cons:

With the new partnership/integrated apps that they have, like Venmo, and Greendot, they aren't a two-way street. For instance, you can't transfer money from Venmo over to paypal, or at least I tried, and it was extremely confusing how they have everything set up.

Ease of collecting payments from clients via PayPal for sole practitioner

Comments: Accepting payments from clients was easy. Transferring money from PayPal to my personal accounts was easy. I really enjoyed using PayPal for my business needs for the time that I did, however I was using a paper health records system in conjunction with PayPal, so when I transferred over to an electronic health records system, the EHR included a payment functionality that streamlines with client appointments, notes, etc. I prefer PayPal's operations over the one I'm using now, except for the streamlined and connected functionality of the EHR payment system.

Pros:

The variety of options in what to do with the money held in PayPal after a payment was made. This included an instant transfer to my personal bank account for a reasonable fee, a standard transfer to my bank account for zero fee that would happen in a couple business days, or even just leaving the money in PayPal to be used for other things. My Uber and Lyft accounts were linked to PayPal for payment, as well as Netflix, Spotify, Groupon, and other things. I always knew where my money was, there was no wondering how long it would take to transfer from one account to another.

Cons:

I was unable to accept HSA or FSA cards. I also did not have a physical card reader so my clients were either downloading PayPal in order to pay via transfer to me, or I was creating an invoice where they could then enter in a card number. As a clinician, I didn't like that it felt as though I was asking them to download an app, even though the flexibility was actually there if they chose not to do so. I would have also liked the option to add a 'cash payment completed' option on an outstanding invoice. There was actually very little that I did not like about PayPal however.

A-Lada Life Left also has A-Lada Time and money thanks to PayPal!

Comments: PayPal has helped me a lot sobmanage my finances and keep record of all transactions making it easy to duke taxes when the time comes, it is an incredibly simple financial tool that I have utilized numerous times as both a buyer and a seller.

Pros:

The software is very simple and to the point t with tutorials to guide you every step of the way until you are ready to stop seeing them pop up once logging in, customer service is very friendly and most if not all issues I’ve had are resolved within 1 phone call.

Cons:

The thing I am not too fond of is the customer service chat feature, most online chat services have an agent there ready for you it soon will, on PayPal you send a message and revived an automated message telling you that an agent should respond within the hour, I have very rarely had an actual active chat with a representative which in turn is very time consuming and draws the process out a very long while I usually will randomly log in at some point during my day and find responses to questions I had hours ago that I’ve already resolved on my own by that time, but as a mother of 4 ages in range from 1 to 11 and a one woman business operation based out of my home sometimes I just do not have a quiet enough environment for a business related phone conversation and a chat conversation is what is needed. My questions still get answered and they are very polite, I just wish there was an agent within 5 minutes or so ready to have a conversation rather than us basically doing the text equivalent of phone tag and leaving each other voicemails.

Every Artist Needs PayPal

Comments: PayPal is one of the most well-known services in the world. It has achieved this status for a very important reason - it connects our ability to do business on a global level. You can transfer any currency within seconds. Security is a paramount by protecting both the sender and reciever. The site is user friendly, feature friendly, and accessible to anyone.

Pros:

Paypal is my favorite payment portal. It is possible to link multiple payment types, like debit cards credit cards, and bank accounts. I am able to reach customers who want to purchase a product or purchase music from across the world and I am paid directly to my PayPal account balance. Once the funds are transferred I can transfer them directly into my bank account for no fee and the transfer typically takes a single business day. The user also has the option for immediate deposit via debit card for a small fee. So if you need the funds transferred quickly, PayPal has an option for you. I also use PayPal to send and receive payments from personal sales on Ebay and Reverb. The buyer is protected from fraud and holds funds until the item is received, ensuring that the buyer gets the item and is satisfied. This gives me peace of mind when transferring funds. PayPal is for everyone and you can also send money to family or friends. I have been using it for years and can't imagine not having the convenience of its service.

Cons:

Sometimes reaching PayPal directly can take a day or two for complete resolution. So far I have yet to encounter a problem that wasn't resolved within a day.

Highly Recommended Product

Comments: Paypal is a excellent service for any e-commerce solution people with or without paypal can securely enter info for payment without any fear of identity theft, scam, or leaked info. Their Top security makes them our number 1 choice 5 years in a row.

Pros:

Paypal is great because its very secure and anonymous. What i mean by that is no one can know the card numbers used or taken its all by order and transaction numbers so no one can steal info so its great and recommended.

Cons:

The only thing i find least appealing is that the resolution center most likely take the customer side, which in some cases is them getting over but customers are always right.

PayPal easily connects our non profit business with donors.

Comments: For anyone trying to solve a purchase/payment problem without having a formal bank arrangement, this is a great solution. And its software can be included with almost every POS system we looked at.

Pros:

We needed away for our non-profit fundraising arm, which is separate, to sell product and collect funds for their initiatives, but with a paper trail that helps us document those donors and their activity. PayPal was very simple to integrate into our point-of-sale system, like it literally took one minute. The reporting and transaction history is thorough and allows for refunds, shipping, and every kind of documentation we need.

Cons:

The portion that PayPal takes per transaction is a little high, for us, but we do see the value. It would be helpful if the organization (vs. a person) could have a log in, maybe with multiple users.

The Perfect Tool for Reimbursements

Comments: I have used PayPal for more than a decade and it is my favorite money sharing application. It is a key part of my production tool kit.

Pros:

The most impressive feature of PayPal is the ease to send money at no fee and how widespread it is used. In film and television production we have a lot of money that needs to be spent out of pocket, which can be hard fro people. PayPal is the perfect tool for reimbursing people or sending them upfront spending money to be used on props, wardrobe, hard drives, etc. PayPal makes it very easy to clam people by sharing money quickly and in an efficient way. PayPal also makes it easier to pay someone via a company credit card if a vendor invoices using the software.

Cons:

One con of using PayPal is when someone requests money the wrong way, then there can be a fee involved (if someone invoices instead of requesting). This is easy to work around when needed by being clear how the company/production is using PayPal and why we are using it for reimbursments.

Best Transaction tool in the Market.

Comments: Overall it is the best tool to use for any transaction. To make any payment to any business or to any third-party vendor also it is best software for that. Also it provides several gateway to collect transaction, setup recurring transactions as well as collecting checks also.

Pros:

The Best part is we can add payee using their email address. No Account number or Routing number is needed. We can make the payment through the card also and add the card to the account seamlessly. It also provides auto currency converter so need of thinking about cross country transaction. It provides best gateway for online transaction for any B2B business.

Cons:

Sometime Fraudulent activity can occur through the same since users can create some fake account using some fake email id and use that to receive payment which can't be tracked. Also It doesn't have the facility to validate the payment through email or mobile phone after making the payment.

The original and the essential.

Comments: Safe, secure, and reliable. I trust PayPal with my personal information and as my go-to payment processor to both send and receive payments. You can't ask for more, and it's easy to pull transaction data as necessary. It hasn't been often that I have needed to contact PayPal, but, when I do, they have always worked with me to resolve my concerns.

Pros:

I have been a long-time user of PayPal and have used it since the early 2000s. I have used PayPal for online sales through eBay, which how I was first introduced to the website. It was always a quick and safe way to process online payments. As I began to work on music and needed a method to accept payments, PayPal was my obvious choice. PayPal is instant and offers great security for both payer and payee. I see the essential information I need to send out merchandise or e-mail files and I can also rest assured that my payments that I both send and receive are secure. In addition, in this age of phishing scams, PayPal's security features help me feel more secure in sending money online. I can trust PayPal with my account and card information and have never had an issue in the nearly 20 years of using the platform.

Cons:

Like all payment processing companies, PayPal does charge fees for their services. While I expect and accept that fees are essentially inevitable, it's always nice if fees can be lowered so that creators can keep more of the funds they work so hard to earn. It's unfortunate when prices need to be raised to account for percentages. Generally, though, PayPal's fees are amongst the lowest that I have seen, so this is a very minor complaint.

Paypal makes it easy to receive payments

Comments: Overall, PayPal has proven to be a great choice for business needs, as I've been able to carry it over wherever I go, whatever I do, whenever I need it. I use it to collect payment on digital and physical goods across several platforms and marketplaces, as well as to invoice clients, and pay my recurring bills.

Pros:

I like that Paypal is widely accepted everywhere, and the service charge rates are competitive with other payment processors. As a small business owner this makes it easy for me to accept and receive payment not just on my own site, but across a variety of marketplaces like eBay and Itchio, but also invoice customers and pay vendors. Also, having Paypal as my payment processor means that I don't have to be personally responsible for storing customer payment information, which could prove a big liability otherwise were my site to be hacked. At checkout, I can simply redirect them to Paypal Checkout, and Paypal will handle the rest. I can then later check my Paypal Dashboard for the customer's information if I need to ship anything or contact them. Additionally, the Paypal Business debit card is nice, because of the 1% cashback program on purchases ran as credit. It may not mean much savings, but every dollar counts and this can add up quick! This combined with the fact that Paypal will automatically email me a receipt whenever I purchase anything has given a lot of incentive to use the card with almost every purchase I make.

Cons:

The thing I like least about PayPal is the integrated Sales Tax. If you use PayPal to automatically determine sales tax, as opposed a 3rd party sales tax calculator at checkout, then you will have to manually enter tax jurisdictions in yourself. This can be incredibly time consuming if the area (county or state) you're collecting tax for encompasses a lot of different zipcodes, as there can be dozens for just 1 county alone. I wish PayPal had its own ready-made tax code database to draw from or allowed for a 3rd party tax plugin.

Easiest way to transfer money and make payments

Comments: Overall I had great experience using the service till I encountered the issue I mentioned in my CONS, at that moment it was a nightmare, I needed to pay for a ticket that accepted only paypal and not my card, and my account got blocked because I couldn't put a payment method from the country I was living because when I initially opened my account, I open it from another country, so I stressed out a lot to figure out I needed to open a new account with another email which would take me some time. So I just asked some friend and borrowed their card to make payments online for a few days.

Pros:

I really liked the new UI when you want to transfer or receive money, it makes it really easy to send/receive the right amount and preview the expenses. I liked that in some countries in Europe I can also transfer money from PayPal to my bank account, although this is not possible in some countries in the Balkan.

Cons:

There are a lot of things I didn't like about PayPal: overall the idea that when I deactivate/remove/delete my account that is linked with an email, I can never use that email again to open another account, and that puts me in a position to create fake emails to just create new accounts. Another thing I didn't like is that if you open your account in a country and you later on go to live in another country, you can't just simply change your payment method, PayPal doesn't allow you to link a payment method that is not from the country you originally open your account. So eventually it will block your account, and after calling their customer service and spending all your money in expensive phone calls to figure out that you need to create a new account with a different email, although you are the same person and usually a person don't have more than 1 or 2 personal emails. So from being quick and easy to setup and use, sometimes, when you need to use different payment methods from different countries, cause maybe you travel for work, it can be frustrating and puts you in a situation where you can't just use it the account quickly to make a payment within the same day.

The original virtual wallet

Comments: I'd say it started out rough but through perseverance and patience (on the customer's side of things) we now have a fairly good financial platform to conduct basic financial transactions with ease and peace of mind.

Pros:

Longevity-- PayPal has been in the game since 1998. In my opinion, they are the original virtual wallet allowing for financial transactions to be processed with as little as a click of a mouse. Innovation- PayPal revolutionized digital wire transfers and made sending money between friends and financial institutions a breeze. They eliminated the need to physically go to brick and mortar locations which propelled them into a different class from their competitors like Western Union and MoneyGram. Security- Starting out as a software security development company for handheld devices known as Confinity, PayPal's notoriously safe and secure methods of transfer and payment processing is intrinsic to its core values. This level of security allows PayPal to continue to expand it's financial services to more than 200 countries and regions making it the go-to service for a plethora of small business owners, individuals, and even entire countries.

Cons:

Customer Service- It's honestly atrocious. I'll admit that through the years it has gotten better however you better hope and pray your money doesn't get stuck in some transaction because you'll be pressed to get a straightforward response let alone a resolution from the "customer service" department. PayPal has definitely ironed out some major kinks in their systems however when things go bad they really go bad. I have had friends who've business accounts have been randomly shut down citing some obscure terms and service violations. Meanwhile, thousands of dollars of their money is being held hostage in frozen accounts. The process to recover your funds isn't entirely possible with frozen accounts which leaves merchants with money they are unable to access and steps to take that are not possible. I am talking years of legal mumbo jumbo just to get their money released to them... So I caution you ... TREAD LIGHTLY and read every bit of the fine print to make sure you are in compliance with their terms of service so they do not get you on some technicality which leaves you with a lifetime ban from the platform and o way of getting the money that is rightfully yours.

Convenient

Comments: I have used PayPal as a consumer and as a business owner. Using PayPal to receive payments for online classes and goods sold online has been convenient but I'm not happy with the associated fees or customer service.Using PayPal as a consumer is also convenient but since it's so difficult to set up I wouldn't recommend it unless you've already created a PayPal account. It's much faster to use an existing debit card or purchase prepaid cards.

Pros:

PayPal is popular among consumers and accepted by major online merchants/businesses. It's convenient to use as a smaller size business. PayPal is secure and works hard to prevent fraud.It's also a safer way to send/receive payments to/from an individual since it is a documented transaction.

Cons:

Customer service has to be better. They are in charge of funds and accounts, it should be very easy to get help. Customer service has really hurt my experience with PayPal.Fees and policies should be made very clear. Depositing cash can be costly. Receiving payments can be also.PayPal can freeze accounts and withhold funds.I want it to be more user friendly.Setting up PayPal was more difficult than any account I've had.

This Company is Commiting Insider Fraud and Scams From the Fraud Department

Comments: Without a doubt, PayPal Credit's Fraud Department is behind the mass scams going on with clients' accounts. Just like most of the others who have left feedback, money has come up missing, and I caught them lying about it from the beginning. I put money into an online wallet, which they returned within two hours; I hadn't bought anything with it, and it was simply for future work. I confronted them right away about the missing money in August, and they said I had reported it as fraud, which was a complete lie. I have proof. I immediately said that I never claimed it was fraud; someone at PayPal Credit did. I began to ask for proof of me reporting it as fraud because I could have withdrawn it. That's when they admitted on three occasions that someone from the Fraud Department performed the return. Then, they would claim I did, then they would claim they did. Now again, they are claiming I did and had bought something with it. However, I don't believe they contacted the company because you don't purchase when you put money in the wallet. You add money to your wallet and then decide to purchase, so what they were saying didn't add up. The other company provided a refund number, saying they refunded it right away in August. I have eight official letters from them confirming it was returned, and PayPal Credit is falsely claiming they didn't and kept it for products I received, which is not true at all. The way they described why they kept the money doesn't make sense in terms of how this company does business. They kept telling me to talk to the other company, sending me in circles. Not to mention, I never requested the money to be returned; the PayPal Credit Fraud Department did, and now it's lost. I shouldn't be responsible for it; they initiated it. I have official correspondence where I'm telling the company I never requested the money be taken out of my wallet in August. Come to October 7, 2023, they had made a new account and forwarded the $1,227.00, making me pay for it. It's crazy how the money I caught them lying about ended up missing and, months later, was forwarded to my account. Now, they are making me pay for something they did in the first place. Not only do I have to pay for the missing money that they returned, but now they are also making me pay interest on it. I filed official police reports and contacted the Better Business Bureau. The Fraud Department is pocketing all this money; it's clear to see, with all these similar stories of PayPal Credit creating new accounts without clients' permission or knowledge, forwarding balances, pretending not to understand anything you're saying, spinning you in circles, and making up stuff that doesn't make sense. Too many of us are experiencing money just disappearing. It's going somewhere into someone's pocket, which isn't fair to us as consumers. Be very aware of the scams and fraud being committed by them and use caution.

Pros:

Nothing at all anymore because they are untrustworthy.

Cons:

They are stealing mass consumers money. They will create new accounts and request for your money to be returned without permission, then say you did it, then the money will come up 100% missing, after they were caught lying in the first place. They will then make you pay back the money, that they clearly stole from you back and interest too.

A Good but not so good feature

Pros:

Paypal is one of the most well known payment processor services out there. Having used it for over 7 years now, there are some good things and some not so good things. 1) The ability to accept payments from almost anyone with a card. Paypal has been doing peer to peer payments for a long time now as well as business payments. Its very easy to set up an account and start receiving payments from anyone with a card. 2) Privacy when making payments -The ability to make payments knowing that your card information will not be shared with another party when making payments is just great. It adds a layer of privacy that is second to none. 3) Receiving payments - Paypal has always served as a second account of sorts for paying and receiving payments. Being able to send a request for payment and having that payment come in without lifting a finger or setting up complex accounts is always a huge plus, especially when you can withdraw that money to a bank account and actually use it! 4) Payment disputes - Paypal's payment dispute center is a service I have used many times over, the ability to resolve conflicts over service or payments within a controlled area is very helpful for someone who runs a business through Paypal or makes frequent payments. It is probably one of their best services

Cons:

But not all is rosy, Paypal has over the years buffled me with some extreme challenges. 1) Unnecessary Account blocking - If Paypal suspects any suspicious activity on your account, they can block it without warning you. This happened to me once when I logged in from another IP address (was traveling at the time) and I had to wait 6 months to get any payments. 2) Support is not always helpful - While Paypal has many avenues to handle payment issues and disputes, their support center is not helpful when it comes to general account information and issues. Sometimes you have to read online to find a solution because their support can take anywhere from 7 days to never responding. 3) Using Paypal is risky. As a payment processor it is ok, but keeping money in Paypal for any reason can be risky as mentioned before issues like accounts being blocked, chargebacks and refunds can put your account at risk. For example, if you have 2 or more payment disputes, your account gets "reviewed", part of me feels like Paypal functions like a bank versus just being a payment processing service. While I do think it is great service for making payments, the jury is still out on the receiving payments bit. My personal experience with Paypal has been "meh", I feel it is a necessary evil to get payments made and received but since there are very few other services that can match the features that Paypal has, it remains the one I use the most.