---
description: Discover and compare Payment Processing Software Applications & Tools for Windows. Capterra is a free interactive tool that lets you quickly narrow down your software selection, contact multiple vendors, and compare platforms for your business.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Payment Processing Software for Windows - Price comparison & Reviews - Capterra New Zealand 2026
---

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# Payment Processing Software

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> Payment Processing software enables organizations of varying sizes to process credit card payments via either the internet or traditional point of sale (POS) interfaces.

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## Products

1. [ACH Universal](https://www.capterra.co.nz/software/204041/ach-universal) — 4.3/5 (3 reviews) — Create ACH / NACHA files and Canada EFT files quickly and easily. Works with QuickBooks, QuickBooks Online, SQL - and Excel, csv files.
2. [EzPay America](https://www.capterra.co.nz/software/204848/ezpay-america) — 5.0/5 (3 reviews) — The ultimate point of sale\! No transaction fees, no long-term contract, and EzPay POS works for retail, restaurant, and hospitality.
3. [ECOMMPAY](https://www.capterra.co.nz/software/214847/ecommpay) — 4.7/5 (3 reviews) — Ecommpay is an inclusive online payments platform offering midsize and enterprise businesses the solutions they need to thrive.
4. [Coinomi](https://www.capterra.co.nz/software/1017027/coinomi) — 4.7/5 (3 reviews) — Coinomi is a cryptocurrency wallet for storage, management, and exchange of blockchain assets.
5. [Whistle Payments](https://www.capterra.co.nz/software/1022800/whistle-payments) — 5.0/5 (3 reviews) — Easily add rewards and incentives to your application. Its a simple yet powerful way to increase engagement and drive better outcomes.
6. [Fudo](https://www.capterra.co.nz/software/1023879/fudo) — 4.7/5 (3 reviews) — In-house payment terminal fully integrated with your POS. Automatic reconciliation, every payment method, cash closed in minutes.
7. [Cimmra eInvoicing and AP Management](https://www.capterra.co.nz/software/1033428/cimmra-einvoicing-and-ap-management) — 4.0/5 (3 reviews) — An efficient platform that helps businesses digitize, automate and manage Invoices and AP settlements online, speedily and accurately.
8. [Trendigo](https://www.capterra.co.nz/software/1062014/trendigo) — 4.7/5 (3 reviews) — Application to accept payments via credit/debit cards, print QR codes, manage event access, and more.
9. [TCPOS](https://www.capterra.co.nz/software/1068791/TCPOS) — 4.0/5 (3 reviews) — TCPOS is an advanced POS system designed for corporate hospitality. It simplifies operations, enhances guest experiences, and supports
10. [Bank Card Security System (BCSS)](https://www.capterra.co.nz/software/66757/bcss) — 5.0/5 (2 reviews) — Application development accelerator simplifying payment HSM integration and managing security functionality for payment applications
11. [uniCenta](https://www.capterra.co.nz/software/144894/unicenta) — 5.0/5 (2 reviews) — uniCenta provides functionalities like order management, payment processing \& inventory tracking to retail \& hospitality businesses.
12. [Cardinity](https://www.capterra.co.nz/software/155384/cardinity) — 5.0/5 (2 reviews) — Complete one-stop payment solution for e-commerce websites in the European Union.
13. [DigiPay.Guru](https://www.capterra.co.nz/software/201635/digital-wallet-app) — 4.5/5 (2 reviews) — Next-generation mobile finance solution that empowers FinTech companies and financial institutions.
14. [Mekorma Payment Hub](https://www.capterra.co.nz/software/210065/mekorma-payment-hub) — 4.5/5 (2 reviews) — Fully embedded within your ERP, Mekorma Payment Hub enhances your AP process with powerful automation and control features.
15. [OVRI](https://www.capterra.co.nz/software/1015558/ovri) — 4.5/5 (2 reviews) — MoneyTigo.com an all-in-one credit card payment gateway including logistics management, employee, suppliers.
16. [The SmartIntegration Platform for CRM](https://www.capterra.co.nz/software/1019049/the-smartintegration-platform) — 4.5/5 (2 reviews) — InterWeave simplifies Payment and Subscription billing, automating recurring invoicing, payments and revenue recognition; in your CRM.
17. [Yaspa](https://www.capterra.co.nz/software/1023553/yaspa) — 4.5/5 (2 reviews) — Yaspa lets your customers make instant bank payments without cards, apps or the need for cash.
18. [EBP Paie](https://www.capterra.co.nz/software/1029093/ebp-payroll) — 5.0/5 (2 reviews) — EBP Payroll is a payroll solution that provides complete compliance and reliability.
19. [Paytiko](https://www.capterra.co.nz/software/1053869/paytiko) — 5.0/5 (2 reviews) — Our payment solution software is designed to simplify transactions and boost business success.
20. [PhonePe Payment Gateway](https://www.capterra.co.nz/software/1074064/PhonePe-Payment-Gateway) — 5.0/5 (2 reviews) — Payment processing software that helps businesses accept online payments using UPI, net banking \& credit/debit cards.
21. [Cashbook](https://www.capterra.co.nz/software/96813/cashbook) — 5.0/5 (1 reviews) — Cash Mgmt and Electronic Banking solutions for over 100 customers in 20 countries around the world. Integrates w/ leading ERP systems.
22. [North](https://www.capterra.co.nz/software/122551/nab-payment-processing) — 2.0/5 (1 reviews) — North - Forging the future of payments technology.
23. [RevenueWire](https://www.capterra.co.nz/software/145083/revenuewire) — 1.0/5 (1 reviews) — Marketing and payment processing solution which helps advertisers and publishers with reseller management and reporting.
24. [Preferred Payments](https://www.capterra.co.nz/software/153242/preferred-payments) — 5.0/5 (1 reviews) — Preferred Payments offers the technology, security and dedicated support you need to accept payments in any business environment.
25. [XTRM](https://www.capterra.co.nz/software/170886/xtrm) — 5.0/5 (1 reviews) — XTRM is a powerful, white-label, global payments platform and API powered by an intelligent digital wallet architecture.

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## Related Categories

- [Expense Management Software](https://www.capterra.co.nz/directory/30559/expense-report/software)
- [Recurring Billing Software](https://www.capterra.co.nz/directory/30927/recurring-billing/software)
- [Accounting Software](https://www.capterra.co.nz/directory/1/accounting/software)
- [Accounts Payable Software](https://www.capterra.co.nz/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.co.nz/directory/30521/accounts-receivable/software)

## Links

- [View on Capterra](https://www.capterra.co.nz/directory/30232/payment-processing/software)
- [All Categories](https://www.capterra.co.nz/directory)

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It provides commercial-grade capabilities for retail and hospitality businesses.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/9b82e950-e989-4c59-856c-0b68d9754a29.png","url":"https://www.capterra.co.nz/software/144894/unicenta","@type":"ListItem"},{"name":"Cardinity","position":12,"description":"Cardinity is a payment system for companies and sole proprietors registered in the EU/EEA. We provide such services as a payment gateway and a merchant account, including fraud prevention measures. With our payment gateway, you will be able to reach customers all over the world and accept the most popular credit and debit cards. \nWe offer free integration modules for the most popular shopping carts and well-documented API for custom e-commerce systems.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/84ecac93-04fb-4025-99f8-8e3cfaf10f05.png","url":"https://www.capterra.co.nz/software/155384/cardinity","@type":"ListItem"},{"name":"DigiPay.Guru","position":13,"description":"DigiPay.Guru is a next-generation mobile finance solution that empowers FinTech companies and financial institutions. We help all our clients with cutting-edge mobile technology and FinTech trends that make their customer¿s life easy.\n\nDigipay has emerged as a global leader in delivering world-class FinTech solutions since 2019, the year when it was founded. Before Digipay, the co-founders of the company had built mobile finance solutions for few clients.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/c2046164-e4f5-49d3-af13-fd040d515e24.jpeg","url":"https://www.capterra.co.nz/software/201635/digital-wallet-app","@type":"ListItem"},{"name":"Mekorma Payment Hub","position":14,"description":"The Mekorma Payment Hub is a fully embedded solution that simplifies the way your team manages Accounts Payable (AP) in Microsoft Dynamics 365 Business Central and GP.\n\nWith built-in automation and ERP-native tools, Payment Hub helps you:\n\n- Shorten your payment cycle\n- Reduce dependency on check printing\n- Strengthen security, fraud prevention, and compliance\n- Build stronger vendor relationships\n- Unlock rebate opportunities\n- Save 50-75% of time spent in system setup and daily processing","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/3763f26a-a642-4d91-97b4-98f71d58381f.png","url":"https://www.capterra.co.nz/software/210065/mekorma-payment-hub","@type":"ListItem"},{"name":"OVRI","position":15,"description":"MoneyTigo.com is an ambitious and innovative credit card payment gateway. Much more than a simple payment solution, you will be able to manage your cash flow, manage employee payroll, manage supplier payments, manage shipments. You can even create your own webservice through our open banking. MoneyTigo solution is open to all European e-merchants and allows you to sell anywhere in the world. There is no need to change banks, the solution automatically connects to your current business account.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/12c65d04-54a5-4222-b625-c7ef8c377d9b.png","url":"https://www.capterra.co.nz/software/1015558/ovri","@type":"ListItem"},{"name":"The SmartIntegration Platform for CRM","position":16,"description":"The SmartIntegration Platform for CRM Payment Processing\n\nInterWeave simplifies Payment and Subscription billing and management, automating recurring invoicing, payments and revenue recognition while streamlining customer revenue management.\n\n-  Real-time, Scheduled and Recurring Payments,  Subscription Management Payments with hosted and self-service Customer Portal integrated in your CRM.\n\n-  Automated Invoicing in your CRM Users or Financial Application, in real-time.\n\n-  and much more.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/856ae99a-1cb6-4324-bb33-a05746edd47b.png","url":"https://www.capterra.co.nz/software/1019049/the-smartintegration-platform","@type":"ListItem"},{"name":"Yaspa","position":17,"description":"INSTANT PAYMENTS BY YASPA\n- Let customers make instant bank payments without cards, apps or the need for cash.\n- Yaspa enables fast and secure direct account-to-account payments, eliminating intermediaries.\n- By using bank verification instead of cards, Yaspa transactions are protected against card-based fraud.\n\nPRODUCT FEATURES\n- Cross-border payments: You can benefit from Yaspa wherever there are faster payment banking rails (Faster Payment, SEPA Instant, FedNow).\n- Smooth integration: Yaspa can be integrated directly into your systems, or through any leading payment services partner such as PIQ, Praxis and Hexopay.\n- Simple charging: No chargebacks, no interchange fees. With fewer intermediaries, your payment charges are simpler to understand and super cost-effective.\n- Online & offline payments: Accept Yaspa payments on your website, in-store, or at point-of-sale.\nVRP subscriptions: Enable regular payments and subscriptions with Variable Recurring Payments.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/06026061-c24a-45da-a916-e2e667805c2f.png","url":"https://www.capterra.co.nz/software/1023553/yaspa","@type":"ListItem"},{"name":"EBP Paie","position":18,"description":"EBP Payroll is a payroll solution that provides complete compliance and reliability.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/6167671f-1a51-4f9b-a758-871bdc4733fb.png","url":"https://www.capterra.co.nz/software/1029093/ebp-payroll","@type":"ListItem"},{"name":"Paytiko","position":19,"description":"Paytiko is a leading provider of certified payment management software for a wide range of online businesses. With a focus on optimizing payment flow and handling incoming payments, Paytiko's software is trusted by banks, payment providers, financial institutions, and e-commerce companies. Offering a secure and convenient payment solution, Paytiko ensures smooth transactions and enhances customer experience. With expertise in payment management,","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/645a4ffc-5a6b-476b-9843-2c1575cf8695.jpeg","url":"https://www.capterra.co.nz/software/1053869/paytiko","@type":"ListItem"},{"name":"PhonePe Payment Gateway","position":20,"description":"PhonePe Payment Gateway offers businesses a secure and high-performance payment solution to accept online payments. It supports UPI, credit/debit cards & net banking, ensuring a smooth and fast payment experience.\nBuilt on PhonePe’s robust technology, it offers industry-leading success rates, 99.9% uptime through dynamic routing, and seamless integration with your websites or apps. Businesses can get started effortlessly, with instant, paperless onboarding, and dedicated support. From the first click to the final transaction, PhonePe Payment Gateway streamlines your payment journey, so you can focus on scaling your business.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/f9e6c5a6-3952-47c3-abf8-dcde1b5c8714.jpeg","url":"https://www.capterra.co.nz/software/1074064/PhonePe-Payment-Gateway","@type":"ListItem"},{"name":"Cashbook","position":21,"description":"Cashbook Limited provide Cash Management and Electronic Banking solutions for over 100 customers in 20 countries around the world. Founded in 1992, Cashbook have been focused upon cash processing projects for 17 years. \n\nCashbook is a multi-site, multi-currency, multi-lingual solution which radically reduces the time needed to perform day-to-day tasks in finance departments. Cashbook is also an essential tool for companies seeking to implement effective Corporate Governance policy.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/fc0482d6-1bf3-4b41-b2e4-a6291e096609.png","url":"https://www.capterra.co.nz/software/96813/cashbook","@type":"ListItem"},{"name":"North","position":22,"description":"Go beyond merchant services. Go North.\nYou deserve a merchant services provider who listens, understands, and anticipates. At North, our proactive solutions are designed to evolve with you as you and your business reach new heights.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/a42b5c73-2f99-44cd-85f4-f1a24dcad9b6.png","url":"https://www.capterra.co.nz/software/122551/nab-payment-processing","@type":"ListItem"},{"name":"RevenueWire","position":23,"description":"Moresby Media is an ecommerce platform designed for businesses that process recurring payments, and for businesses that sell digital goods an services online. We enable our clients to accept payments in 33 currencies, in over 200 countries, with multiple payment options. Our integrated global network of affiliates and performance based call centers provides additional revenue streams for our clients, and we manage everything for you.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/65d5b3c9-e3fb-45f7-9826-19c150dd95cb.png","url":"https://www.capterra.co.nz/software/145083/revenuewire","@type":"ListItem"},{"name":"Preferred Payments","position":24,"description":"The Preferred Payments gateway enables merchants to secure payments and scale in any business environment. Serving thousands of businesses across the United States, Preferred Payments assigns every merchant a dedicated team to provide direct support for the lifetime of the account - no overseas call centers or lengthy hold times. 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