---
description: Compare authorize.net vs Plaid to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: authorize.net vs Plaid Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [PCI Compliance Software](/directory/31127/pci-compliance/software) > [authorize.net \<span\>vs\</span\> Plaid](https://www.capterra.co.nz/compare/54911/174384/authorizenet/vs/plaid)

# Compare authorize.net vs Plaid

Canonical: https://www.capterra.co.nz/compare/54911/174384/authorizenet/vs/plaid

> Detailed comparison between authorize.net and Plaid. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | authorize.net | Plaid |
| **Overall rating** | 4.5/5 | 4.4/5 |
| **Total Reviews** | 215 | 95 |
| **Starting Price** | US$25.00 | - |
| **Free Trial** | No | No |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base |
| **Training** | Live Online, Webinars, Documentation, Videos | Documentation, Videos |

## Best for

### authorize.net

authorize.net connects payments to every part of the business, including shopping carts, accounting, subscriptions, over the phone, in-store and more.

### Plaid

Plaid is used by fintech companies, banks, credit unions, lenders, insurance companies, property managers, gaming platforms, and government agencies.

## Key features

### authorize.net

- ACH Payment Processing
- API
- Access Management
- Billing & Invoicing
- CRM
- Contact Database
- Financial Analysis
- Financial Reporting
- For eCommerce
- Internal Fraud Monitoring
- Payment Fraud Prevention
- Payment Tracking
- Real-Time Analytics
- Real-Time Data
- Real-Time Reporting
- Recurring Invoicing
- Reporting & Statistics
- Reporting/Analytics
- Risk Analysis
- Transaction Monitoring

### Plaid

- ACH Payment Processing
- API
- Access Management
- Billing & Invoicing
- CRM
- Contact Database
- Financial Analysis
- Financial Reporting
- For eCommerce
- Internal Fraud Monitoring
- Payment Fraud Prevention
- Payment Tracking
- Real-Time Analytics
- Real-Time Data
- Real-Time Reporting
- Recurring Invoicing
- Reporting & Statistics
- Reporting/Analytics
- Risk Analysis
- Transaction Monitoring

## Links

- [View authorize.net Profile](https://www.capterra.co.nz/software/54911/authorizenet)
- [View Plaid Profile](https://www.capterra.co.nz/software/174384/plaid)
- [View Original Comparison](https://www.capterra.co.nz/compare/54911/174384/authorizenet/vs/plaid)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"authorize.net vs Plaid Comparison - Capterra New Zealand 2026","description":"Compare authorize.net vs Plaid to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.","url":"https://www.capterra.co.nz/compare/54911/174384/authorizenet/vs/plaid","about":[{"@id":"https://www.capterra.co.nz/software/54911/authorizenet#software"},{"@id":"https://www.capterra.co.nz/software/174384/plaid#software"}],"breadcrumb":{"@id":"https://www.capterra.co.nz/compare/54911/174384/authorizenet/vs/plaid#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.capterra.co.nz/compare/54911/174384/authorizenet/vs/plaid#webpage","isPartOf":{"@id":"https://www.capterra.co.nz/#website"},"inLanguage":"en-NZ","publisher":{"@id":"https://www.capterra.co.nz/#organization"}},{"name":"authorize.net","description":"Authorize.net is a payment processing solution. It helps businesses accept credit cards, eCheck, and digital payments. Businesses can accept payments online, in person, via mobile devices, and over the phone. The platform caters to a wide range of industries, such as eCommerce stores and brick-and-mortar retailers. It provides a comprehensive suite of payment acceptance tools.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/0901ec8a-e5a7-485c-9a8e-f47a9b973816.jpeg","url":"https://www.capterra.co.nz/software/54911/authorizenet","@type":"SoftwareApplication","@id":"https://www.capterra.co.nz/software/54911/authorizenet#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.5,"bestRating":5,"ratingCount":215},"offers":{"price":"25","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Linux, Chrome, Android, Platform ios, Platform ipad"},{"name":"Plaid","description":"Plaid is a financial technology platform that enables businesses to connect financial data to apps and services. The platform provides a suite of APIs that integrate with several banks and financial institutions, allowing account connections and data sharing between financial systems and applications. Features include onboarding capabilities, access to real-time account balance and transaction data, payment processing, and fraud prevention tools powered by machine learning. Plaid facilitates open banking data connectivity and provides financial institutions and developers with tools to build data-driven financial applications.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/a4fbdb0f-1445-4a8c-92d4-c2204a0e2da3.webp","url":"https://www.capterra.co.nz/software/174384/plaid","@type":"SoftwareApplication","@id":"https://www.capterra.co.nz/software/174384/plaid#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.4,"bestRating":5,"ratingCount":95},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"PCI Compliance Software","position":2,"item":"/directory/31127/pci-compliance/software","@type":"ListItem"},{"name":"authorize.net vs Plaid","position":3,"item":"https://www.capterra.co.nz/compare/54911/174384/authorizenet/vs/plaid","@type":"ListItem"}],"@id":"https://www.capterra.co.nz/compare/54911/174384/authorizenet/vs/plaid#breadcrumblist"}]}
</script>
