---
description: Compare Splitit vs PayPA to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Splitit vs PayPA Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Splitit \<span\>vs\</span\> PayPA](https://www.capterra.co.nz/compare/211949/1028751/splitit/vs/paypa)

# Compare Splitit vs PayPA

Canonical: https://www.capterra.co.nz/compare/211949/1028751/splitit/vs/paypa

> Detailed comparison between Splitit and PayPA. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Splitit | PayPA |
| **Overall rating** | 4.5/5 | 5.0/5 |
| **Total Reviews** | 2 | 1 |
| **Starting Price** | US$1.50 | - |
| **Free Trial** | No | No |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based |
| **Support** | FAQs/Forum, Knowledge Base | Email/Help Desk, Chat |
| **Training** | Documentation | Not Offered |

## Best for

### Splitit

Splitit is serving e-commerce businesses that are looking to increase conversion, grow AOV, lower cart abandonment, and reduce return rates.

### PayPA

PayPA is a program designed for all public administrations, such as municipalities, mountain communities, regions, provinces, tourism agencies, sports organizations, local health agencies, \&amp; consortia

## Key features

### Splitit

- API
- Debit/Credit Card Processing
- In-Person Payments
- PCI Compliance
- Payment Gateway Integration
- Reporting/Analytics

### PayPA

- API

## Links

- [View Splitit Profile](https://www.capterra.co.nz/software/211949/splitit)
- [View PayPA Profile](https://www.capterra.co.nz/software/1028751/paypa)
- [View Original Comparison](https://www.capterra.co.nz/compare/211949/1028751/splitit/vs/paypa)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Splitit vs PayPA Comparison - Capterra New Zealand 2026","description":"Compare Splitit vs PayPA to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.","url":"https://www.capterra.co.nz/compare/211949/1028751/splitit/vs/paypa","about":[{"@id":"https://www.capterra.co.nz/software/211949/splitit#software"},{"@id":"https://www.capterra.co.nz/software/1028751/paypa#software"}],"breadcrumb":{"@id":"https://www.capterra.co.nz/compare/211949/1028751/splitit/vs/paypa#breadcrumblist"},"@id":"https://www.capterra.co.nz/compare/211949/1028751/splitit/vs/paypa#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.capterra.co.nz/#website"},"inLanguage":"en-NZ","publisher":{"@id":"https://www.capterra.co.nz/#organization"}},{"name":"Splitit","description":"Splitit is a payment method solution enabling customers to pay for purchases with an existing credit card by splitting the cost into interest and fee free monthly payments, without additional registrations or applications. Splitit enables merchants to offer their customers an easy way to pay for purchases in monthly installments with instant approval, decreasing cart abandonment rates and increasing revenue.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/78217608-832d-4645-9a9f-cad83226c9f9.png","url":"https://www.capterra.co.nz/software/211949/splitit","@id":"https://www.capterra.co.nz/software/211949/splitit#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.5,"bestRating":5,"ratingCount":2},"offers":{"price":"1.5","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud"},{"name":"PayPA","description":"The PayPA program provides a link between Public Administrations and the PagoPA payment system that public bodies can use to pay their bills. The software integrates with all management systems that deal with accounting and finance, and as it is cloud-based, it does not require any installation. It is, therefore, a program that can be used by Public Administrations with multiple offices located throughout the country.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/4636085d-15cc-45da-b27e-bb8c9aa9c2ef.png","url":"https://www.capterra.co.nz/software/1028751/paypa","@id":"https://www.capterra.co.nz/software/1028751/paypa#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":5.0,"bestRating":5,"ratingCount":1},"operatingSystem":"Cloud"},{"@id":"https://www.capterra.co.nz/compare/211949/1028751/splitit/vs/paypa#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"Splitit vs PayPA","position":3,"item":"https://www.capterra.co.nz/compare/211949/1028751/splitit/vs/paypa","@type":"ListItem"}]}]}
</script>
