---
description: Compare PayPal vs Razorpay to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: PayPal vs Razorpay Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Chargeback Management Software](/directory/33796/chargeback-management/software) > [PayPal \<span\>vs\</span\> Razorpay](https://www.capterra.co.nz/compare/179251/179263/paypal/vs/razorpay)

# Compare PayPal vs Razorpay

Canonical: https://www.capterra.co.nz/compare/179251/179263/paypal/vs/razorpay

> Detailed comparison between PayPal and Razorpay. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | PayPal | Razorpay |
| **Overall rating** | 4.6/5 | 3.6/5 |
| **Total Reviews** | 26301 | 112 |
| **Starting Price** | US$0.29 | - |
| **Free Trial** | No | Yes |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | 24/7 (Live rep) |
| **Training** | Documentation, Videos | In Person, Live Online |

## Best for

### PayPal

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

### Razorpay

Cloud-based platform which lets mid to large-size businesses manage their finances through payment gateway, subscription options, vendor payouts, invoicing and process automation options.

## Key features

### PayPal

- API
- Accounting
- Ad hoc Reporting
- Compliance Management
- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Monitoring
- Online Payments
- Payment Fraud Prevention
- Payment Links
- Performance Management
- Product Catalog
- Real-Time Data
- Recurring/Subscription Billing
- Reminders
- Reporting/Analytics
- Risk Analysis
- Self Service Portal
- Shipping Labels

### Razorpay

- API
- Compliance Management
- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Online Payments
- Payment Links
- Recurring/Subscription Billing
- Reporting/Analytics
- Self Service Portal

## Links

- [View PayPal Profile](https://www.capterra.co.nz/software/179251/paypal)
- [View Razorpay Profile](https://www.capterra.co.nz/software/179263/razorpay)
- [View Original Comparison](https://www.capterra.co.nz/compare/179251/179263/paypal/vs/razorpay)

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