---
description: Compare PayPal vs PicPay to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: PayPal vs PicPay Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Chargeback Management Software](/directory/33796/chargeback-management/software) > [PayPal \<span\>vs\</span\> PicPay](https://www.capterra.co.nz/compare/179251/1029157/paypal/vs/picpay)

# Compare PayPal vs PicPay

Canonical: https://www.capterra.co.nz/compare/179251/1029157/paypal/vs/picpay

> Detailed comparison between PayPal and PicPay. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | PayPal | PicPay |
| **Overall rating** | 4.6/5 | 4.8/5 |
| **Total Reviews** | 26301 | 60 |
| **Starting Price** | US$0.29 | - |
| **Free Trial** | No | - |
| **Free Version** | Yes | - |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, Phone Support, Chat |
| **Training** | Documentation, Videos | - |

## Best for

### PayPal

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

### PicPay

Designed for companies and businesses that wish to receive remote payments securely via cell phone.

## Key features

### PayPal

- AI/Machine Learning
- Accounting
- Ad hoc Reporting
- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Monitoring
- Multi-Currency
- Online Payments
- Payment Fraud Prevention
- Payment Links
- Performance Management
- Product Catalog
- Real-Time Data
- Real-time Alerts
- Reminders
- Reporting/Analytics
- Risk Analysis
- Shipping Labels
- Transaction Monitoring

### PicPay

- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Multi-Currency
- Online Payments
- Reporting/Analytics
- Transaction Monitoring

## Links

- [View PayPal Profile](https://www.capterra.co.nz/software/179251/paypal)
- [View PicPay Profile](https://www.capterra.co.nz/software/1029157/picpay)
- [View Original Comparison](https://www.capterra.co.nz/compare/179251/1029157/paypal/vs/picpay)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"PayPal vs PicPay Comparison - Capterra New Zealand 2026","description":"Compare PayPal vs PicPay to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.","url":"https://www.capterra.co.nz/compare/179251/1029157/paypal/vs/picpay","about":[{"@id":"https://www.capterra.co.nz/software/179251/paypal#software"},{"@id":"https://www.capterra.co.nz/software/1029157/picpay#software"}],"breadcrumb":{"@id":"https://www.capterra.co.nz/compare/179251/1029157/paypal/vs/picpay#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.capterra.co.nz/compare/179251/1029157/paypal/vs/picpay#webpage","isPartOf":{"@id":"https://www.capterra.co.nz/#website"},"inLanguage":"en-NZ","publisher":{"@id":"https://www.capterra.co.nz/#organization"}},{"name":"PayPal","description":"PayPal is an online payments platform for businesses of all sizes across multiple industries. It offers fraud and seller protection tools. Whether users are selling on website or on marketplaces or via social media, they can receive and send payments anywhere in the world with an all-in-one business account for online payments.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/0ddefc5d-0d97-445c-943e-0b9501605ed7.png","url":"https://www.capterra.co.nz/software/179251/paypal","@type":"SoftwareApplication","@id":"https://www.capterra.co.nz/software/179251/paypal#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.6,"bestRating":5,"ratingCount":26301},"offers":{"price":"0.29","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"PicPay","description":"PicPay is a solution for companies to receive payments remotely and directly via cell phone, using fast, secure transactions. With this tool, it is possible to offer interest-free installments to customers, in up to 12 installments, and to choose between receiving payments over a range of 1 to 80 days, with credit rates that decrease as they approach the maximum period of 80 days. PicPay also offers the option to receive payments via QR Code.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/73dbe528-c5f5-4c26-bcf2-ffa11937fdf1.jpeg","url":"https://www.capterra.co.nz/software/1029157/picpay","@type":"SoftwareApplication","@id":"https://www.capterra.co.nz/software/1029157/picpay#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.8,"bestRating":5,"ratingCount":60},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Chargeback Management Software","position":2,"item":"/directory/33796/chargeback-management/software","@type":"ListItem"},{"name":"PayPal vs PicPay","position":3,"item":"https://www.capterra.co.nz/compare/179251/1029157/paypal/vs/picpay","@type":"ListItem"}],"@id":"https://www.capterra.co.nz/compare/179251/1029157/paypal/vs/picpay#breadcrumblist"}]}
</script>