---
description: Compare PayPal vs Pin Payments to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: PayPal vs Pin Payments Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Chargeback Management Software](/directory/33796/chargeback-management/software) > [PayPal \<span\>vs\</span\> Pin Payments](https://www.capterra.co.nz/compare/179251/1017726/paypal/vs/pin-payments)

# Compare PayPal vs Pin Payments

Canonical: https://www.capterra.co.nz/compare/179251/1017726/paypal/vs/pin-payments

> Detailed comparison between PayPal and Pin Payments. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | PayPal | Pin Payments |
| **Overall rating** | 4.6/5 | 5.0/5 |
| **Total Reviews** | 26301 | 5 |
| **Starting Price** | US$0.29 | - |
| **Free Trial** | No | No |
| **Free Version** | Yes | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, Knowledge Base, Phone Support |
| **Training** | Documentation, Videos | - |

## Best for

### PayPal

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

### Pin Payments

From solo entrepreneurs to businesses with global ambitions, we support small businesses at different stages.

## Key features

### PayPal

- API
- Accounting
- Activity Dashboard
- Ad hoc Reporting
- Debit/Credit Card Processing
- Monitoring
- Multi-Currency
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Payment Fraud Prevention
- Payment Links
- Performance Management
- Product Catalog
- Real-Time Data
- Recurring/Subscription Billing
- Reminders
- Reporting/Analytics
- Risk Analysis
- Shipping Labels

### Pin Payments

- API
- Activity Dashboard
- Debit/Credit Card Processing
- Multi-Currency
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Recurring/Subscription Billing
- Reporting/Analytics

## Links

- [View PayPal Profile](https://www.capterra.co.nz/software/179251/paypal)
- [View Pin Payments Profile](https://www.capterra.co.nz/software/1017726/pin-payments)
- [View Original Comparison](https://www.capterra.co.nz/compare/179251/1017726/paypal/vs/pin-payments)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"PayPal vs Pin Payments Comparison - Capterra New Zealand 2026","description":"Compare PayPal vs Pin Payments to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.","url":"https://www.capterra.co.nz/compare/179251/1017726/paypal/vs/pin-payments","about":[{"@id":"https://www.capterra.co.nz/software/179251/paypal#software"},{"@id":"https://www.capterra.co.nz/software/1017726/pin-payments#software"}],"breadcrumb":{"@id":"https://www.capterra.co.nz/compare/179251/1017726/paypal/vs/pin-payments#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.capterra.co.nz/compare/179251/1017726/paypal/vs/pin-payments#webpage","isPartOf":{"@id":"https://www.capterra.co.nz/#website"},"inLanguage":"en-NZ","publisher":{"@id":"https://www.capterra.co.nz/#organization"}},{"name":"PayPal","description":"PayPal is an online payments platform for businesses of all sizes across multiple industries. It offers fraud and seller protection tools. Whether users are selling on website or on marketplaces or via social media, they can receive and send payments anywhere in the world with an all-in-one business account for online payments.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/0ddefc5d-0d97-445c-943e-0b9501605ed7.png","url":"https://www.capterra.co.nz/software/179251/paypal","@type":"SoftwareApplication","@id":"https://www.capterra.co.nz/software/179251/paypal#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.6,"bestRating":5,"ratingCount":26301},"offers":{"price":"0.29","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"Pin Payments","description":"No matter how you need to get paid, we’ve removed the complexity of processing online payments so you can focus on your small business.\n\nAccept payments from your website, invoice, favourite business platform or set up recurring payments from our platform. We support multi-currency payments, Google Pay and 3D Secure as part of our all-in-one offering. \n\nIt’s free to create an account, and if you have any questions, our friendly local team is only a phone call away.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/bb982b92-18a4-484b-8528-73662303afea.png","url":"https://www.capterra.co.nz/software/1017726/pin-payments","@type":"SoftwareApplication","@id":"https://www.capterra.co.nz/software/1017726/pin-payments#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":5.0,"bestRating":5,"ratingCount":5},"operatingSystem":"Cloud"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Chargeback Management Software","position":2,"item":"/directory/33796/chargeback-management/software","@type":"ListItem"},{"name":"PayPal vs Pin Payments","position":3,"item":"https://www.capterra.co.nz/compare/179251/1017726/paypal/vs/pin-payments","@type":"ListItem"}],"@id":"https://www.capterra.co.nz/compare/179251/1017726/paypal/vs/pin-payments#breadcrumblist"}]}
</script>