---
description: Compare Xplor Pay vs PayPal to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Xplor Pay vs PayPal Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Xplor Pay \<span\>vs\</span\> PayPal](https://www.capterra.co.nz/compare/178639/179251/clearent-payment-processing/vs/paypal)

# Compare Xplor Pay vs PayPal

Canonical: https://www.capterra.co.nz/compare/178639/179251/clearent-payment-processing/vs/paypal

> Detailed comparison between Xplor Pay and PayPal. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Xplor Pay | PayPal |
| **Overall rating** | 4.3/5 | 4.6/5 |
| **Total Reviews** | 21 | 26304 |
| **Starting Price** | - | US$0.29 |
| **Free Trial** | - | No |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Documentation, Videos |

## Best for

### Xplor Pay

ISVs, ISOs, agents, financial institutions, member associations, referral partners, SMBs, healthcare, restaurants, retail, B2B.

### PayPal

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

## Key features

### Xplor Pay

- ACH Payment Processing
- API
- Electronic Signature
- In-Person Payments
- Mobile Payments
- Online Payments
- Recurring/Subscription Billing
- Reporting/Analytics

### PayPal

- ACH Payment Processing
- AI/Machine Learning
- API
- Accounting
- Ad hoc Reporting
- Electronic Signature
- In-Person Payments
- Mobile Payments
- Monitoring
- Online Payments
- Payment Fraud Prevention
- Payment Links
- Performance Management
- Product Catalog
- Real-Time Data
- Recurring/Subscription Billing
- Reminders
- Reporting/Analytics
- Risk Analysis
- Shipping Labels

## Links

- [View Xplor Pay Profile](https://www.capterra.co.nz/software/178639/clearent-payment-processing)
- [View PayPal Profile](https://www.capterra.co.nz/software/179251/paypal)
- [View Original Comparison](https://www.capterra.co.nz/compare/178639/179251/clearent-payment-processing/vs/paypal)

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