---
description: Compare Wave vs PayPal to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Wave vs PayPal Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [General Ledger Software](/directory/32520/general-ledger/software) > [Wave \<span\>vs\</span\> PayPal](https://www.capterra.co.nz/compare/178021/179251/wave-apps/vs/paypal)

# Compare Wave vs PayPal

Canonical: https://www.capterra.co.nz/compare/178021/179251/wave-apps/vs/paypal

> Detailed comparison between Wave and PayPal. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Wave | PayPal |
| **Overall rating** | 4.4/5 | 4.6/5 |
| **Total Reviews** | 1720 | 26301 |
| **Starting Price** | US$19.00 | US$0.29 |
| **Free Trial** | Yes | No |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Documentation, Videos |

## Best for

### Wave

Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes.

### PayPal

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

## Key features

### Wave

- ACH Payment Processing
- Access Controls/Permissions
- Accounting
- Billing & Invoicing
- CRM
- Financial Analysis
- Financial Reporting
- For Small Businesses
- Inventory Management
- Invoice Management
- Multi-Currency
- Online Invoicing
- Payment Tracking
- Projections
- Receipt Management
- Recurring Invoicing
- Reminders
- Reporting/Analytics
- Sales Tax Management
- Status Tracking

### PayPal

- ACH Payment Processing
- Access Controls/Permissions
- Accounting
- Billing & Invoicing
- CRM
- Financial Analysis
- Financial Reporting
- For Small Businesses
- Inventory Management
- Invoice Management
- Multi-Currency
- Online Invoicing
- Payment Tracking
- Projections
- Receipt Management
- Recurring Invoicing
- Reminders
- Reporting/Analytics
- Sales Tax Management
- Status Tracking

## Links

- [View Wave Profile](https://www.capterra.co.nz/software/178021/wave-apps)
- [View PayPal Profile](https://www.capterra.co.nz/software/179251/paypal)
- [View Original Comparison](https://www.capterra.co.nz/compare/178021/179251/wave-apps/vs/paypal)

-----

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