---
description: Compare 360 Payments vs PaymentCloud to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: 360 Payments vs PaymentCloud Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/31089/mobile-credit-card-processing/software) > [360 Payments \<span\>vs\</span\> PaymentCloud](https://www.capterra.co.nz/compare/177326/191870/360-payments/vs/payment-cloud)

# Compare 360 Payments vs PaymentCloud

Canonical: https://www.capterra.co.nz/compare/177326/191870/360-payments/vs/payment-cloud

> Detailed comparison between 360 Payments and PaymentCloud. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | 360 Payments | PaymentCloud |
| **Overall rating** | 4.7/5 | 4.7/5 |
| **Total Reviews** | 35 | 18 |
| **Starting Price** | - | US$0.01 |
| **Free Trial** | No | - |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support |
| **Training** | In Person, Documentation, Videos | Live Online, Documentation |

## Best for

### 360 Payments

360 Payments is used by automotive repair shops, medical practices, dental offices, and businesses requiring integrated payment solutions.

### PaymentCloud

PaymentCloud has the infrastructure to support any business type. This can be low risk, in-person retail or ecommerce companies in tech support, subscription services, CBD, etc.

## Key features

### 360 Payments

- ACH Payment Processing
- API
- Credit Card Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Card Reader
- Mobile Payments
- Online Payments
- PCI Compliance
- Payment Fraud Prevention
- Payment Gateway Integration
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics
- Third-Party Integrations

### PaymentCloud

- ACH Payment Processing
- API
- Credit Card Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Card Reader
- Mobile Payments
- Online Payments
- PCI Compliance
- Payment Gateway Integration
- Point of Sale (POS)
- Real-Time Data
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics
- Third-Party Integrations

## Links

- [View 360 Payments Profile](https://www.capterra.co.nz/software/177326/360-payments)
- [View PaymentCloud Profile](https://www.capterra.co.nz/software/191870/payment-cloud)
- [View Original Comparison](https://www.capterra.co.nz/compare/177326/191870/360-payments/vs/payment-cloud)

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