---
description: Compare Qonto vs Ambit to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Qonto vs Ambit Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Online Banking Software](/directory/30589/online-banking/software) > [Qonto \<span\>vs\</span\> Ambit](https://www.capterra.co.nz/compare/173384/1050763/qonto/vs/ambit)

# Compare Qonto vs Ambit

Canonical: https://www.capterra.co.nz/compare/173384/1050763/qonto/vs/ambit

> Detailed comparison between Qonto and Ambit. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Qonto | Ambit |
| **Overall rating** | 4.5/5 | - |
| **Total Reviews** | 242 | 0 |
| **Starting Price** | €9.00 | - |
| **Free Trial** | Yes | - |
| **Free Version** | Yes | - |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Windows (Desktop), Windows (On-Premise) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat | Email/Help Desk, Phone Support, 24/7 (Live rep), Chat |
| **Training** | Live Online, Documentation, Videos | In Person, Documentation, Videos |

## Best for

### Qonto

SMEs, Freelancers, Micro-enterprises, Company creators, Non-profits

### Ambit

Retail and corporate banks in emerging markets, mid-sized to large institutions seeking digital transformation, and banks focused on sustainability and efficient, scalable solutions.

## Key features

### Qonto

- API
- Accounting
- Activity Dashboard
- Cash Flow Management
- Compliance Management
- Financial Management
- Fraud Detection
- Monitoring
- Multi-Currency
- Online Banking
- Real-Time Data
- Real-Time Monitoring
- Reporting & Statistics
- Transaction History
- Transaction Monitoring
- Two-Factor Authentication
- User Management

### Ambit

- API
- Activity Dashboard
- Compliance Management
- Electronic Statements
- Financial Management
- Fraud Detection
- Live Chat
- Mobile Alerts
- Multi-Currency
- Online Banking
- Real-Time Monitoring
- Reporting & Statistics
- Transaction History
- Transaction Monitoring
- Two-Factor Authentication
- User Management

## Links

- [View Qonto Profile](https://www.capterra.co.nz/software/173384/qonto)
- [View Ambit Profile](https://www.capterra.co.nz/software/1050763/ambit)
- [View Original Comparison](https://www.capterra.co.nz/compare/173384/1050763/qonto/vs/ambit)

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