---
description: Compare Square Payments vs Venmo to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Square Payments vs Venmo Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments \<span\>vs\</span\> Venmo](https://www.capterra.co.nz/compare/170278/182159/square-payments-processing/vs/venmo-)

# Compare Square Payments vs Venmo

Canonical: https://www.capterra.co.nz/compare/170278/182159/square-payments-processing/vs/venmo-

> Detailed comparison between Square Payments and Venmo. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Square Payments | Venmo |
| **Overall rating** | 4.7/5 | 4.7/5 |
| **Total Reviews** | 2672 | 9271 |
| **Starting Price** | - | - |
| **Free Trial** | No | - |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support |
| **Training** | In Person, Documentation, Videos | Documentation |

## Best for

### Square Payments

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

### Venmo

Ideal for small to medium-sized enterprises, it is a mobile platform that helps users to carry out money transmissions.

## Key features

### Square Payments

- ACH Payment Processing
- API
- Credit Card Processing
- Customer Database
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- In-Person Payments
- Mobile Payments
- Multiple Payment Options
- Online Payments
- Partial Payments
- Payment Fraud Prevention
- Payment Links
- Point of Sale (POS)
- Receipt Management
- Reminders
- Reporting/Analytics
- Sales Reports
- Transaction History

### Venmo

- ACH Payment Processing
- Credit Card Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- In-Person Payments
- Mobile Payments
- Multiple Payment Options
- Online Payments
- Partial Payments
- Point of Sale (POS)
- Reporting/Analytics
- Sales Reports
- Transaction History

## Links

- [View Square Payments Profile](https://www.capterra.co.nz/software/170278/square-payments-processing)
- [View Venmo Profile](https://www.capterra.co.nz/software/182159/venmo-)
- [View Original Comparison](https://www.capterra.co.nz/compare/170278/182159/square-payments-processing/vs/venmo-)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Square Payments vs Venmo Comparison - Capterra New Zealand 2026","description":"Compare Square Payments vs Venmo to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.","url":"https://www.capterra.co.nz/compare/170278/182159/square-payments-processing/vs/venmo-","about":[{"@id":"https://www.capterra.co.nz/software/170278/square-payments-processing#software"},{"@id":"https://www.capterra.co.nz/software/182159/venmo-#software"}],"breadcrumb":{"@id":"https://www.capterra.co.nz/compare/170278/182159/square-payments-processing/vs/venmo-#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.capterra.co.nz/compare/170278/182159/square-payments-processing/vs/venmo-#webpage","isPartOf":{"@id":"https://www.capterra.co.nz/#website"},"inLanguage":"en-NZ","publisher":{"@id":"https://www.capterra.co.nz/#organization"}},{"name":"Square Payments","description":"Square Payments is a payment processing solution that enables businesses to accept payments in person, online, or on the go. The platform supports credit and debit cards, digital wallets such as Apple Pay and Google Pay, and buy now, pay later options through Afterpay. Payment processing integrates with essential business tools, providing instant access to sales revenue, detailed reporting, and fraud protection with encrypted transactions.\nThe solution includes hardware devices ranging from handheld readers to full point-of-sale systems, facilitating checkout experiences across different business environments. Square Payments connects to a broader platform that includes tools for online stores, invoicing, customer management, and staff scheduling. This integrated approach helps businesses maintain organized operations while delivering secure payment experiences. The platform is designed to scale and adapt as business needs evolve.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/720c65c7-75bb-4fa7-85a0-b4f57e9f2216.png","url":"https://www.capterra.co.nz/software/170278/square-payments-processing","@type":"SoftwareApplication","@id":"https://www.capterra.co.nz/software/170278/square-payments-processing#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":2672},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"Venmo","description":"Mobile-based social commerce platform that enables users to carry out money transmission across all types of purchases. It helps with managing bookkeeping and receiving customer insights. Payments can be made through the app and in-person via a QR code.\nRetailers can create a business profile to simplify checkout and appear in the Venmo's customer feeds. Customer loyalty is enhanced by the possibility of implementing targeted rewards and cash back experiences.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/88a4d0fc-8eb5-46f9-a39d-a280ffa1ff58.png","url":"https://www.capterra.co.nz/software/182159/venmo-","@type":"SoftwareApplication","@id":"https://www.capterra.co.nz/software/182159/venmo-#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":9271},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"Square Payments vs Venmo","position":3,"item":"https://www.capterra.co.nz/compare/170278/182159/square-payments-processing/vs/venmo-","@type":"ListItem"}],"@id":"https://www.capterra.co.nz/compare/170278/182159/square-payments-processing/vs/venmo-#breadcrumblist"}]}
</script>