---
description: Compare Square Payments vs Electrum to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Square Payments vs Electrum Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments \<span\>vs\</span\> Electrum](https://www.capterra.co.nz/compare/170278/1011538/square-payments-processing/vs/electrum)

# Compare Square Payments vs Electrum

Canonical: https://www.capterra.co.nz/compare/170278/1011538/square-payments-processing/vs/electrum

> Detailed comparison between Square Payments and Electrum. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Square Payments | Electrum |
| **Overall rating** | 4.7/5 | 4.8/5 |
| **Total Reviews** | 2675 | 4 |
| **Starting Price** | - | - |
| **Free Trial** | No | No |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | FAQs/Forum, Knowledge Base |
| **Training** | In Person, Documentation, Videos | Documentation |

## Best for

### Square Payments

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

### Electrum

Cryptocurrency users, security-conscious consumers, and developers

## Key features

### Square Payments

- ACH Payment Processing
- API
- Billing & Invoicing
- CRM
- Cryptocurrency Processing
- Customer Database
- Data Security
- Invoice Management
- Partial Payments
- Payment Fraud Prevention
- Payment Links
- Point of Sale (POS)
- Receipt Management
- Reminders
- SSL Security
- Transaction History

### Electrum

- Billing & Invoicing
- Cryptocurrency Exchange
- Cryptocurrency Processing
- Cryptocurrency Sending & Receiving
- Data Security
- Real-Time Reporting
- Transaction History
- Transaction Monitoring

## Links

- [View Square Payments Profile](https://www.capterra.co.nz/software/170278/square-payments-processing)
- [View Electrum Profile](https://www.capterra.co.nz/software/1011538/electrum)
- [View Original Comparison](https://www.capterra.co.nz/compare/170278/1011538/square-payments-processing/vs/electrum)

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