---
description: Compare Xero vs Microsoft Excel to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Xero vs Microsoft Excel Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Accounting Software](/directory/1/accounting/software) > [Xero \<span\>vs\</span\> Microsoft Excel](https://www.capterra.co.nz/compare/169561/176574/xero/vs/excel)

# Compare Xero vs Microsoft Excel

Canonical: https://www.capterra.co.nz/compare/169561/176574/xero/vs/excel

> Detailed comparison between Xero and Microsoft Excel. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Xero | Microsoft Excel |
| **Overall rating** | 4.4/5 | 4.8/5 |
| **Total Reviews** | 3282 | 19425 |
| **Starting Price** | $3.50 | US$6.00 |
| **Free Trial** | Yes | No |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Videos |

## Best for

### Xero

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

### Microsoft Excel

Designed for businesses of all sizes, it is a spreadsheet solution that helps manage and organize data using templates, perform calculations, create analytical charts, and more.

## Key features

### Xero

- API
- Asset Tracking
- Cash Flow Management
- Customisable Templates
- Data Import/Export
- Data Visualisation
- Document Management
- Document Templates
- Drag & Drop
- Encryption
- For Religious Organizations
- Fund Management
- Hourly Billing
- Monitoring
- Partial Payments
- Pricing Management
- Project Management
- Real-Time Data
- Search/Filter
- Task Management

### Microsoft Excel

- API
- Customisable Templates
- Data Import/Export
- Data Visualisation
- Document Management
- Drag & Drop
- Project Management
- Real-Time Data
- Search/Filter
- Task Management

## Links

- [View Xero Profile](https://www.capterra.co.nz/software/169561/xero)
- [View Microsoft Excel Profile](https://www.capterra.co.nz/software/176574/excel)
- [View Original Comparison](https://www.capterra.co.nz/compare/169561/176574/xero/vs/excel)

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