---
description: Compare Stax vs PaymentCloud to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Stax vs PaymentCloud Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stax \<span\>vs\</span\> PaymentCloud](https://www.capterra.co.nz/compare/157492/191870/fattmerchant-payments-online/vs/payment-cloud)

# Compare Stax vs PaymentCloud

Canonical: https://www.capterra.co.nz/compare/157492/191870/fattmerchant-payments-online/vs/payment-cloud

> Detailed comparison between Stax and PaymentCloud. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Stax | PaymentCloud |
| **Overall rating** | 4.0/5 | 4.7/5 |
| **Total Reviews** | 117 | 18 |
| **Starting Price** | US$99.00 | US$0.01 |
| **Free Trial** | No | - |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, Knowledge Base, Phone Support, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support |
| **Training** | Live Online, Webinars, Documentation, Videos | Live Online, Documentation |

## Best for

### Stax

Smalls Business Owners &#10;Franchises &#10;Chains &#10;Restaurants &#10;Bars &#10;Retail Stores &#10;E-commerce&#10;Professional Services &#10;Legal &#10;Hotels/Hospitality&#10;Healthcare&#10;Salon and Spa&#10;Health and Fitness

### PaymentCloud

PaymentCloud has the infrastructure to support any business type. This can be low risk, in-person retail or ecommerce companies in tech support, subscription services, CBD, etc.

## Key features

### Stax

- ACH Payment Processing
- API
- Credit Card Management
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- Mobile Payments
- Multi-Currency
- Online Payments
- PCI Compliance
- Point of Sale (POS)
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics

### PaymentCloud

- ACH Payment Processing
- API
- Credit Card Management
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- Mobile Payments
- Multi-Currency
- Online Payments
- PCI Compliance
- Point of Sale (POS)
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics

## Links

- [View Stax Profile](https://www.capterra.co.nz/software/157492/fattmerchant-payments-online)
- [View PaymentCloud Profile](https://www.capterra.co.nz/software/191870/payment-cloud)
- [View Original Comparison](https://www.capterra.co.nz/compare/157492/191870/fattmerchant-payments-online/vs/payment-cloud)

-----

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