---
description: Compare ThinkOut vs Wave to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: ThinkOut vs Wave Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Accounting Software](/directory/1/accounting/software) > [ThinkOut \<span\>vs\</span\> Wave](https://www.capterra.co.nz/compare/154877/178021/thinkout/vs/wave-apps)

# Compare ThinkOut vs Wave

Canonical: https://www.capterra.co.nz/compare/154877/178021/thinkout/vs/wave-apps

> Detailed comparison between ThinkOut and Wave. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | ThinkOut | Wave |
| **Overall rating** | 5.0/5 | 4.4/5 |
| **Total Reviews** | 1 | 1720 |
| **Starting Price** | US$17.00 | US$19.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) |
| **Support** | Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat |
| **Training** | Documentation | In Person, Live Online, Webinars, Documentation, Videos |

## Best for

### ThinkOut

SME owners who want a quick, clear overview of their business performance and an accurate income and expenses forecast, without the effort of using spreadsheets or analyzing accounting files.

### Wave

Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes.

## Key features

### ThinkOut

- Accounts Payable
- Accounts Receivable
- Activity Dashboard
- Bank Reconciliation
- Budgeting/Forecasting
- Cash Flow Management
- Expense Tracking
- Financial Management
- Financial Reporting
- General Ledger
- Multi-Currency

### Wave

- Accounting
- Accounts Payable
- Accounts Receivable
- Activity Dashboard
- Bank Reconciliation
- Budgeting/Forecasting
- Cash Flow Management
- Customisable Templates
- Encryption
- Expense Tracking
- Financial Management
- Financial Reporting
- For Real Estate
- For Religious Organizations
- Fund Accounting
- General Ledger
- Multi-Currency
- Partial Payments
- Reminders
- Spend Management

## Links

- [View ThinkOut Profile](https://www.capterra.co.nz/software/154877/thinkout)
- [View Wave Profile](https://www.capterra.co.nz/software/178021/wave-apps)
- [View Original Comparison](https://www.capterra.co.nz/compare/154877/178021/thinkout/vs/wave-apps)

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