---
description: Compare Stripe vs PayPal to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Stripe vs PayPal Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Cryptocurrency Wallet Software](/directory/33075/cryptocurrency-wallets/software) > [Stripe \<span\>vs\</span\> PayPal](https://www.capterra.co.nz/compare/123889/179251/stripe/vs/paypal)

# Compare Stripe vs PayPal

Canonical: https://www.capterra.co.nz/compare/123889/179251/stripe/vs/paypal

> Detailed comparison between Stripe and PayPal. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Stripe | PayPal |
| **Overall rating** | 4.6/5 | 4.6/5 |
| **Total Reviews** | 3309 | 26301 |
| **Starting Price** | - | US$0.29 |
| **Free Trial** | No | No |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat |
| **Training** | Webinars, Documentation, Videos | Documentation, Videos |

## Best for

### Stripe

Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises.

### PayPal

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

## Key features

### Stripe

- ACH Payment Processing
- API
- Billing & Invoicing
- CRM
- Compliance Management
- Data Security
- Financial Reporting
- Fraud Detection
- In-Person Payments
- Invoice Management
- Mobile Access
- Multi-Currency
- PCI Compliance
- Payment Fraud Prevention
- Payment Links
- Point of Sale (POS)
- Receipt Management
- Reminders
- Reporting/Analytics
- Transaction Monitoring

### PayPal

- ACH Payment Processing
- API
- Billing & Invoicing
- CRM
- Compliance Management
- Data Security
- Financial Reporting
- Fraud Detection
- In-Person Payments
- Invoice Management
- Mobile Access
- Multi-Currency
- PCI Compliance
- Payment Fraud Prevention
- Payment Links
- Point of Sale (POS)
- Receipt Management
- Reminders
- Reporting/Analytics
- Transaction Monitoring

## Links

- [View Stripe Profile](https://www.capterra.co.nz/software/123889/stripe)
- [View PayPal Profile](https://www.capterra.co.nz/software/179251/paypal)
- [View Original Comparison](https://www.capterra.co.nz/compare/123889/179251/stripe/vs/paypal)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Stripe vs PayPal Comparison - Capterra New Zealand 2026","description":"Compare Stripe vs PayPal to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.","url":"https://www.capterra.co.nz/compare/123889/179251/stripe/vs/paypal","about":[{"@id":"https://www.capterra.co.nz/software/123889/stripe#software"},{"@id":"https://www.capterra.co.nz/software/179251/paypal#software"}],"breadcrumb":{"@id":"https://www.capterra.co.nz/compare/123889/179251/stripe/vs/paypal#breadcrumblist"},"@id":"https://www.capterra.co.nz/compare/123889/179251/stripe/vs/paypal#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.capterra.co.nz/#website"},"inLanguage":"en-NZ","publisher":{"@id":"https://www.capterra.co.nz/#organization"}},{"name":"Stripe","description":"Stripe is a financial infrastructure platform that provides online payment processing and commerce solutions. The system offers APIs for payment acceptance, recurring revenue management, payouts, and financial automation enhanced by AI tools. Stripe's platform includes fraud protection through Radar, subscription billing capabilities, automated tax compliance, and custom reporting via Sigma. The service integrates with various business tools while providing customizable UI components and developer-friendly APIs. For technical teams, Stripe delivers intuitive APIs that enable quick deployment and scaling of payment infrastructure. Businesses without development resources can utilize low-code and no-code options such as Checkout and Payment Links. The platform supports multiple currencies and allows businesses to select specific capabilities from its modular suite, making it suitable for international operations requiring secure, scalable payment processing.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/d2faf5ee-4e3b-4af0-91c7-05da985c8a07.png","url":"https://www.capterra.co.nz/software/123889/stripe","@id":"https://www.capterra.co.nz/software/123889/stripe#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.6,"bestRating":5,"ratingCount":3309},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"PayPal","description":"PayPal is an online payments platform for businesses of all sizes across multiple industries. It offers fraud and seller protection tools. Whether users are selling on website or on marketplaces or via social media, they can receive and send payments anywhere in the world with an all-in-one business account for online payments.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/0ddefc5d-0d97-445c-943e-0b9501605ed7.png","url":"https://www.capterra.co.nz/software/179251/paypal","@id":"https://www.capterra.co.nz/software/179251/paypal#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.6,"bestRating":5,"ratingCount":26301},"offers":{"price":"0.29","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"@id":"https://www.capterra.co.nz/compare/123889/179251/stripe/vs/paypal#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Cryptocurrency Wallet Software","position":2,"item":"/directory/33075/cryptocurrency-wallets/software","@type":"ListItem"},{"name":"Stripe vs PayPal","position":3,"item":"https://www.capterra.co.nz/compare/123889/179251/stripe/vs/paypal","@type":"ListItem"}]}]}
</script>