---
description: Compare Stripe vs NMI Payment Gateway to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Stripe vs NMI Payment Gateway Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stripe \<span\>vs\</span\> NMI Payment Gateway](https://www.capterra.co.nz/compare/123889/1068816/stripe/vs/Payment-Gateway)

# Compare Stripe vs NMI Payment Gateway

Canonical: https://www.capterra.co.nz/compare/123889/1068816/stripe/vs/Payment-Gateway

> Detailed comparison between Stripe and NMI Payment Gateway. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Stripe | NMI Payment Gateway |
| **Overall rating** | 4.6/5 | - |
| **Total Reviews** | 3324 | 0 |
| **Starting Price** | - | US$100.00 |
| **Free Trial** | No | No |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Windows (On-Premise), Android (Mobile), iPhone (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | Webinars, Documentation, Videos | Live Online, Webinars, Documentation, Videos |

## Best for

### Stripe

Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises.

### NMI Payment Gateway

ISOs, software companies, SaaS platforms, banks, payment facilitators (PayFacs)

## Key features

### Stripe

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Data Security
- Debit/Credit Card Processing
- In-Person Payments
- Mobile Payments
- Multi-Currency
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Partial Payments
- Payment Fraud Prevention
- Payment Links
- Recurring/Subscription Billing
- Reporting/Analytics
- Self Service Portal
- Transaction Monitoring

### NMI Payment Gateway

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Data Security
- Debit/Credit Card Processing
- In-Person Payments
- Mobile Payments
- Multi-Currency
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Payment Fraud Prevention
- Payment Links
- Real-Time Data
- Recurring/Subscription Billing
- Reporting/Analytics
- Self Service Portal
- Transaction Monitoring

## Links

- [View Stripe Profile](https://www.capterra.co.nz/software/123889/stripe)
- [View NMI Payment Gateway Profile](https://www.capterra.co.nz/software/1068816/Payment-Gateway)
- [View Original Comparison](https://www.capterra.co.nz/compare/123889/1068816/stripe/vs/Payment-Gateway)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Stripe vs NMI Payment Gateway Comparison - Capterra New Zealand 2026","description":"Compare Stripe vs NMI Payment Gateway to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.","url":"https://www.capterra.co.nz/compare/123889/1068816/stripe/vs/Payment-Gateway","about":[{"@id":"https://www.capterra.co.nz/software/123889/stripe#software"},{"@id":"https://www.capterra.co.nz/software/1068816/Payment-Gateway#software"}],"breadcrumb":{"@id":"https://www.capterra.co.nz/compare/123889/1068816/stripe/vs/Payment-Gateway#breadcrumblist"},"@id":"https://www.capterra.co.nz/compare/123889/1068816/stripe/vs/Payment-Gateway#webpage","@type":["WebPage","CollectionPage"],"publisher":{"@id":"https://www.capterra.co.nz/#organization"},"inLanguage":"en-NZ","isPartOf":{"@id":"https://www.capterra.co.nz/#website"}},{"name":"Stripe","description":"Stripe is a financial infrastructure platform that provides online payment processing and commerce solutions. The system offers APIs for payment acceptance, recurring revenue management, payouts, and financial automation enhanced by AI tools. Stripe's platform includes fraud protection through Radar, subscription billing capabilities, automated tax compliance, and custom reporting via Sigma. The service integrates with various business tools while providing customizable UI components and developer-friendly APIs. For technical teams, Stripe delivers intuitive APIs that enable quick deployment and scaling of payment infrastructure. Businesses without development resources can utilize low-code and no-code options such as Checkout and Payment Links. The platform supports multiple currencies and allows businesses to select specific capabilities from its modular suite, making it suitable for international operations requiring secure, scalable payment processing.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/d2faf5ee-4e3b-4af0-91c7-05da985c8a07.png","url":"https://www.capterra.co.nz/software/123889/stripe","@id":"https://www.capterra.co.nz/software/123889/stripe#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.6,"bestRating":5,"ratingCount":3324},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"NMI Payment Gateway","description":"NMI Gateway is a purpose-built, partner-first payments platform that delivers white-label, omnichannel infrastructure across every merchant environment. Unlike proprietary gateways tied to single processors, NMI gives control over branding, pricing and merchant relationships. With 150+ processor connections, 125+ shopping cart integrations, and support for 235K+ payment devices, it provides unmatched flexibility across retail, mobile, online, and unattended channels. Partners can build custom routing strategies and scale without vendor lock-in. Value-added tools like Shopify integration for embedded commerce and Bill Connect for syncing with QuickBooks and Xero extend functionality. Additional modules such as network tokenization, recurring billing, and fraud prevention enable tailored solutions. NMI Gateway transforms payments from a backend service into a customizable, revenue-generating platform that powers long-term merchant relationships.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/c3dcec73-e251-4f7f-930a-2892b920407f.png","url":"https://www.capterra.co.nz/software/1068816/Payment-Gateway","@id":"https://www.capterra.co.nz/software/1068816/Payment-Gateway#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"offers":{"price":"100","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Windows on premise, Android, Platform ios"},{"@id":"https://www.capterra.co.nz/compare/123889/1068816/stripe/vs/Payment-Gateway#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"Stripe vs NMI Payment Gateway","position":3,"item":"https://www.capterra.co.nz/compare/123889/1068816/stripe/vs/Payment-Gateway","@type":"ListItem"}]}]}
</script>