---
description: Compare Heartland Payments+ vs PayPal to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Heartland Payments+ vs PayPal Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Heartland Payments+ \<span\>vs\</span\> PayPal](https://www.capterra.co.nz/compare/119791/179251/heartland-payment-processing/vs/paypal)

# Compare Heartland Payments+ vs PayPal

Canonical: https://www.capterra.co.nz/compare/119791/179251/heartland-payment-processing/vs/paypal

> Detailed comparison between Heartland Payments+ and PayPal. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Heartland Payments+ | PayPal |
| **Overall rating** | 4.3/5 | 4.6/5 |
| **Total Reviews** | 132 | 26301 |
| **Starting Price** | - | US$0.29 |
| **Free Trial** | Yes | No |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Windows (On-Premise), Linux (On-Premise) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, Phone Support, 24/7 (Live rep) | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat |
| **Training** | In Person, Documentation | Documentation, Videos |

## Best for

### Heartland Payments+

Designed to assist medical practices, local governments, and utility providers with an integrated payment processing solution.

### PayPal

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

## Key features

### Heartland Payments+

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- Financial Management
- In-Person Payments
- Invoice Creation
- Invoice History
- Mobile Access
- Online Invoicing
- Online Payments
- Point of Sale (POS)
- Recurring Invoicing
- Recurring/Subscription Billing
- Reporting/Analytics
- Search/Filter

### PayPal

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- Financial Management
- In-Person Payments
- Invoice Creation
- Invoice History
- Mobile Access
- Online Invoicing
- Online Payments
- Point of Sale (POS)
- Recurring Invoicing
- Recurring/Subscription Billing
- Reporting/Analytics
- Search/Filter

## Links

- [View Heartland Payments+ Profile](https://www.capterra.co.nz/software/119791/heartland-payment-processing)
- [View PayPal Profile](https://www.capterra.co.nz/software/179251/paypal)
- [View Original Comparison](https://www.capterra.co.nz/compare/119791/179251/heartland-payment-processing/vs/paypal)

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