---
description: Compare Heartland Payments+ vs Stax to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Heartland Payments+ vs Stax Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/31089/mobile-credit-card-processing/software) > [Heartland Payments+ \<span\>vs\</span\> Stax](https://www.capterra.co.nz/compare/119791/157492/heartland-payment-processing/vs/fattmerchant-payments-online)

# Compare Heartland Payments+ vs Stax

Canonical: https://www.capterra.co.nz/compare/119791/157492/heartland-payment-processing/vs/fattmerchant-payments-online

> Detailed comparison between Heartland Payments+ and Stax. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Heartland Payments+ | Stax |
| **Overall rating** | 4.3/5 | 4.0/5 |
| **Total Reviews** | 132 | 117 |
| **Starting Price** | - | US$99.00 |
| **Free Trial** | Yes | No |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Windows (On-Premise), Linux (On-Premise) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, Phone Support, 24/7 (Live rep) | Email/Help Desk, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | In Person, Documentation | Live Online, Webinars, Documentation, Videos |

## Best for

### Heartland Payments+

Designed to assist medical practices, local governments, and utility providers with an integrated payment processing solution.

### Stax

Smalls Business Owners &#10;Franchises &#10;Chains &#10;Restaurants &#10;Bars &#10;Retail Stores &#10;E-commerce&#10;Professional Services &#10;Legal &#10;Hotels/Hospitality&#10;Healthcare&#10;Salon and Spa&#10;Health and Fitness

## Key features

### Heartland Payments+

- ACH Payment Processing
- API
- Billing & Invoicing
- Credit Card Processing
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- Gift Card Management
- In-Person Payments
- Invoice Creation
- Invoice History
- Invoice Processing
- Mobile Access
- Mobile Payments
- Online Invoicing
- Online Payments
- Point of Sale (POS)
- Recurring/Subscription Billing
- Reporting/Analytics
- Third-Party Integrations

### Stax

- ACH Payment Processing
- API
- Billing & Invoicing
- Credit Card Processing
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- Gift Card Management
- In-Person Payments
- Invoice Creation
- Invoice History
- Invoice Processing
- Mobile Access
- Mobile Payments
- Online Invoicing
- Online Payments
- Point of Sale (POS)
- Recurring/Subscription Billing
- Reporting/Analytics
- Third-Party Integrations

## Links

- [View Heartland Payments+ Profile](https://www.capterra.co.nz/software/119791/heartland-payment-processing)
- [View Stax Profile](https://www.capterra.co.nz/software/157492/fattmerchant-payments-online)
- [View Original Comparison](https://www.capterra.co.nz/compare/119791/157492/heartland-payment-processing/vs/fattmerchant-payments-online)

-----

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