---
description: Compare SBS Core Banking vs Core Banking Software to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: SBS Core Banking vs Core Banking Software Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Banking Software](/directory/20008/banking-systems/software) > [SBS Core Banking \<span\>vs\</span\> Core Banking Software](https://www.capterra.co.nz/compare/1063973/1082580/sbp-core-banking/vs/Core-Banking-Software)

# Compare SBS Core Banking vs Core Banking Software

Canonical: https://www.capterra.co.nz/compare/1063973/1082580/sbp-core-banking/vs/Core-Banking-Software

> Detailed comparison between SBS Core Banking and Core Banking Software. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | SBS Core Banking | Core Banking Software |
| **Overall rating** | 3.8/5 | - |
| **Total Reviews** | 6 | 0 |
| **Starting Price** | - | - |
| **Free Trial** | - | No |
| **Free Version** | - | No |
| **Deployment** | Cloud, SaaS, Web-based, Windows (Desktop) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | In Person, Live Online, Documentation |

## Best for

### SBS Core Banking

All retail banks and savings banks

### Core Banking Software

AOPAY's Core Banking Software is used by commercial banks, neo banks, regional rural banks, co-operative banks, microfinance institutions, and digital wallet providers.

## Key features

### SBS Core Banking

- API
- Accounting
- Alerts/Escalation
- Credit Card Management
- Document Management
- Lending Management
- Multi-Currency
- Online Banking
- Real-Time Analytics
- Real-Time Data
- Real-Time Monitoring
- Reporting & Statistics
- Retail Banking
- Risk Analysis
- Rules-Based Workflow
- Secure Login
- Securities Management
- Transaction Monitoring
- Two-Factor Authentication
- Workflow Management

### Core Banking Software

- API
- Accounting
- Alerts/Escalation
- Credit Card Management
- Document Management
- Lending Management
- Multi-Currency
- Online Banking
- Real-Time Analytics
- Real-Time Data
- Real-Time Monitoring
- Reporting & Statistics
- Retail Banking
- Risk Analysis
- Rules-Based Workflow
- Secure Login
- Securities Management
- Transaction Monitoring
- Two-Factor Authentication
- Workflow Management

## Links

- [View SBS Core Banking Profile](https://www.capterra.co.nz/software/1063973/sbp-core-banking)
- [View Core Banking Software Profile](https://www.capterra.co.nz/software/1082580/Core-Banking-Software)
- [View Original Comparison](https://www.capterra.co.nz/compare/1063973/1082580/sbp-core-banking/vs/Core-Banking-Software)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"SBS Core Banking vs Core Banking Software Comparison - Capterra New Zealand 2026","description":"Compare SBS Core Banking vs Core Banking Software to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.","url":"https://www.capterra.co.nz/compare/1063973/1082580/sbp-core-banking/vs/Core-Banking-Software","about":[{"@id":"https://www.capterra.co.nz/software/1063973/sbp-core-banking#software"},{"@id":"https://www.capterra.co.nz/software/1082580/Core-Banking-Software#software"}],"breadcrumb":{"@id":"https://www.capterra.co.nz/compare/1063973/1082580/sbp-core-banking/vs/Core-Banking-Software#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.capterra.co.nz/compare/1063973/1082580/sbp-core-banking/vs/Core-Banking-Software#webpage","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"inLanguage":"en-NZ","isPartOf":{"@id":"https://www.capterra.co.nz/#website"}},{"name":"SBS Core Banking","description":"SBS Digital Core empowers banks to modernize legacy systems, ensure compliance, and deliver personalized digital services at scale.\n\nSBS Digital Core is a cloud-native, composable core banking solution that leverages latest technology (AI, API-first, microservices) and data to allow banks to offer hyper-personalized, and relevant banking experience to their clients while complying with the regulatory requirements and positioning itself as a sustainable, modern bank.\n\nWith a model bank, SaaS deployment, and API-first architecture, SBS Digital Core ensures rapid time-to-market. Its open, data- and AI-driven platform enables banks to offer personalized and partner services, boosting customer satisfaction and retention. Automated workflows and an intuitive UI enhance back-office efficiency. Together, these drive higher revenue, lower TCO, and improved ROI.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/8ae45cc9-d8af-482f-a106-64d6d438f192.png","url":"https://www.capterra.co.nz/software/1063973/sbp-core-banking","@type":"SoftwareApplication","@id":"https://www.capterra.co.nz/software/1063973/sbp-core-banking#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":6,"ratingValue":3.8},"operatingSystem":"Cloud, Windows"},{"name":"Core Banking Software","description":"AOPAY Best Core Banking Software is a digital platform managing deposits, loans, accounts, and transactions with enterprise-grade reliability. It supports cloud, on-premise, or hybrid deployments to meet diverse infrastructure and security needs. Full source code access allows customization and integration with existing systems and third-party services.\n\nAOPAY solution features an API-first architecture with REST APIs, SDKs, and a sandbox for development. A white-label mobile app ensures a modern banking experience. Monetization tools allow customizable fees and pricing, while vendor management and reconciliation improve efficiency. Security includes ISO 27001 certification and PCI DSS compliance, ensuring regulatory standards. AOPAY solution helps financial institutions modernize operations with secure banking infrastructure.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/22ea22a5-6f55-421b-a849-ab5702b19a4d.jpeg","url":"https://www.capterra.co.nz/software/1082580/Core-Banking-Software","@type":"SoftwareApplication","@id":"https://www.capterra.co.nz/software/1082580/Core-Banking-Software#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.nz/#organization"},"operatingSystem":"Cloud, Apple, Windows, Linux, Chrome"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Banking Software","position":2,"item":"/directory/20008/banking-systems/software","@type":"ListItem"},{"name":"SBS Core Banking vs Core Banking Software","position":3,"item":"https://www.capterra.co.nz/compare/1063973/1082580/sbp-core-banking/vs/Core-Banking-Software","@type":"ListItem"}],"@id":"https://www.capterra.co.nz/compare/1063973/1082580/sbp-core-banking/vs/Core-Banking-Software#breadcrumblist"}]}
</script>