---
description: Compare Klarna vs Shop Pay to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in New Zealand.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Klarna vs Shop Pay Comparison - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Headless eCommerce Platforms](/directory/32175/headless-ecommerce-platform/software) > [Klarna \<span\>vs\</span\> Shop Pay](https://www.capterra.co.nz/compare/1013330/1021438/klarna/vs/shop-pay)

# Compare Klarna vs Shop Pay

Canonical: https://www.capterra.co.nz/compare/1013330/1021438/klarna/vs/shop-pay

> Detailed comparison between Klarna and Shop Pay. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Klarna | Shop Pay |
| **Overall rating** | 3.7/5 | 4.3/5 |
| **Total Reviews** | 102 | 7 |
| **Starting Price** | - | - |
| **Free Trial** | No | - |
| **Free Version** | No | - |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | FAQs/Forum, Knowledge Base, 24/7 (Live rep) | - |
| **Training** | Documentation | - |

## Key features

### Klarna

- Credit Card Processing
- Customisable Branding
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Mobile Access
- Mobile Payments
- Multi-Channel Marketing
- Multi-Currency
- Multiple Payment Options
- Online Payments
- Partial Payments
- Payment Fraud Prevention
- Payment Options
- Reminders
- Reporting/Analytics
- Third-Party Integrations

### Shop Pay

- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Multiple Payment Options
- Online Payments
- Partial Payments
- Payment Fraud Prevention
- Recurring/Subscription Billing
- Reporting/Analytics
- Self Service Portal

## Links

- [View Klarna Profile](https://www.capterra.co.nz/software/1013330/klarna)
- [View Shop Pay Profile](https://www.capterra.co.nz/software/1021438/shop-pay)
- [View Original Comparison](https://www.capterra.co.nz/compare/1013330/1021438/klarna/vs/shop-pay)

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