---
description: Learn more about Square Virtual Terminal price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Square Virtual Terminal Pricing, Reviews & Features - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/31089/mobile-credit-card-processing/software) > [Square Virtual Terminal](/software/190305/square-payments-processing) > [Square Virtual Terminal Alternatives](https://www.capterra.co.nz/alternatives/190305/square-payments-processing)

# Alternatives to Square Virtual Terminal

Canonical: https://www.capterra.co.nz/alternatives/190305/square-payments-processing

> Explore the top alternatives to Square Virtual Terminal. Compare features, ratings, and reviews to find the best software for your needs.

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## Top Alternatives

1. **Square Payments** — 4.7/5 (2672 reviews) — Accept every way your customers want to pay with Square Payments.
   - [View profile](https://www.capterra.co.nz/software/170278/square-payments-processing)
   - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/170278/190305/square-payments-processing/vs/square-payments-processing)
2. **Stripe** — 4.6/5 (3309 reviews) — Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features.
   - [View profile](https://www.capterra.co.nz/software/123889/stripe)
   - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/123889/190305/stripe/vs/square-payments-processing)
3. **PayPal Point of Sale** — 4.6/5 (2290 reviews) — Accept card and contactless payments in person with our selection of chip, tap, and swipe readers and accessories.
   - [View profile](https://www.capterra.co.nz/software/171165/paypal-here-app)
   - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/171165/190305/paypal-here-app/vs/square-payments-processing)
4. **360 Payments** — 4.7/5 (35 reviews) — 360 Payments simplifies transactions with integrated payments, text-to-pay, financing, and mobile solutions for businesses.
   - [View profile](https://www.capterra.co.nz/software/177326/360-payments)
   - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/177326/190305/360-payments/vs/square-payments-processing)
5. **SumUp** — 4.5/5 (1470 reviews) — SumUp provides payment processing, card acceptance, and POS systems to help small businesses manage finances effectively.
   - [View profile](https://www.capterra.co.nz/software/170673/sumup-air)
   - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/170673/190305/sumup-air/vs/square-payments-processing)
6. **Heartland Payments+** — 4.3/5 (132 reviews) — Heartland is the point of sale, payments and payroll solution of choice for nearly 1,000,000 businesses on a mission to sell more, keep
   - [View profile](https://www.capterra.co.nz/software/119791/heartland-payment-processing)
   - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/119791/190305/heartland-payment-processing/vs/square-payments-processing)
7. **Cheddar Up** — 4.9/5 (82 reviews) — Cheddar Up makes it easy for group organizers to collect payments and create custom forms online – for free.
   - [View profile](https://www.capterra.co.nz/software/1037769/cheddar-up)
   - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/190305/1037769/square-payments-processing/vs/cheddar-up)
8. **QuickBooks Money** — 4.4/5 (97 reviews) — Cloud-based mobile payment processing solution that lets businesses manage transactions, generate invoices and more.
   - [View profile](https://www.capterra.co.nz/software/170065/quickbooks-gopayment)
   - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/170065/190305/quickbooks-gopayment/vs/square-payments-processing)
9. **Stax** — 4.0/5 (117 reviews) — Stax by Fattmerchant is a subscription-based payment technology company offering unlimited credit card processing at direct cost.
   - [View profile](https://www.capterra.co.nz/software/157492/fattmerchant-payments-online)
   - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/157492/190305/fattmerchant-payments-online/vs/square-payments-processing)
10. **WEX Field Service Management** — 4.6/5 (63 reviews) — WEX FSM is the all-in-one solution for HVAC, plumbing, and mechanical contractors to simplify operations and accelerate cash flow.
    - [View profile](https://www.capterra.co.nz/software/183763/payzerware)
    - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/183763/190305/payzerware/vs/square-payments-processing)
11. **Payanywhere** — 3.0/5 (15 reviews) — Payanywhere is a payment processing software that enables businesses to accept payments in-store, online, and mobile.
    - [View profile](https://www.capterra.co.nz/software/171169/payanywhere-mobile)
    - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/171169/190305/payanywhere-mobile/vs/square-payments-processing)
12. **Plaid** — 4.4/5 (95 reviews) — Plaid is a financial technology platform that enables businesses to build fintech solutions with secure access to financial data.
    - [View profile](https://www.capterra.co.nz/software/174384/plaid)
    - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/174384/190305/plaid/vs/square-payments-processing)
13. **Helcim** — 3.8/5 (33 reviews) — Helcim is a payments company who believes in helping businesses grow. We deliver an easier, smarter, and more affordable experience.
    - [View profile](https://www.capterra.co.nz/software/149107/virtual-terminal)
    - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/149107/190305/virtual-terminal/vs/square-payments-processing)
14. **Payment Depot** — 4.7/5 (57 reviews) — Payment Depot uses a B2B gateway that optimizes interchange for B2B customers. The cheapest B2B processing in the country
    - [View profile](https://www.capterra.co.nz/software/144865/payment-depot)
    - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/144865/190305/payment-depot/vs/square-payments-processing)
15. **CSG Forte** — 4.5/5 (86 reviews) — CSG Forte
    - [View profile](https://www.capterra.co.nz/software/135920/forte-payment-systems)
    - [Compare vs Square Virtual Terminal](https://www.capterra.co.nz/compare/135920/190305/forte-payment-systems/vs/square-payments-processing)

## Related Categories

- [Mobile Credit Card Processing Software](https://www.capterra.co.nz/directory/31089/mobile-credit-card-processing/software)
- [Payment Processing Software](https://www.capterra.co.nz/directory/30232/payment-processing/software)

## Links

- [View on Capterra](https://www.capterra.co.nz/alternatives/190305/square-payments-processing)
- [View Product Profile](https://www.capterra.co.nz/software/190305/square-payments-processing)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.capterra.com.de/alternatives/190305/square-payments-processing> |
| de-AT | <https://www.capterra.at/alternatives/190305/square-payments-processing> |
| de-CH | <https://www.capterra.ch/alternatives/190305/square-payments-processing> |
| en | <https://www.capterra.com/p/190305/Square-Payments-Processing/alternatives/> |
| en-AE | <https://www.capterra.ae/alternatives/190305/square-payments-processing> |
| en-AU | <https://www.capterra.com.au/alternatives/190305/square-payments-processing> |
| en-CA | <https://www.capterra.ca/alternatives/190305/square-payments-processing> |
| en-GB | <https://www.capterra.co.uk/alternatives/190305/square-payments-processing> |
| en-IE | <https://www.capterra.ie/alternatives/190305/square-payments-processing> |
| en-IL | <https://www.capterra.co.il/alternatives/190305/square-payments-processing> |
| en-IN | <https://www.capterra.in/alternatives/190305/square-payments-processing> |
| en-NZ | <https://www.capterra.co.nz/alternatives/190305/square-payments-processing> |
| en-SG | <https://www.capterra.com.sg/alternatives/190305/square-payments-processing> |
| en-ZA | <https://www.capterra.co.za/alternatives/190305/square-payments-processing> |
| es | <https://www.capterra.es/alternatives/190305/square-payments-processing> |
| es-AR | <https://www.capterra.com.ar/alternatives/190305/square-payments-processing> |
| es-CL | <https://www.capterra.cl/alternatives/190305/square-payments-processing> |
| es-CO | <https://www.capterra.co/alternatives/190305/square-payments-processing> |
| es-CR | <https://www.capterra.co.cr/alternatives/190305/square-payments-processing> |
| es-DO | <https://www.capterra.do/alternatives/190305/square-payments-processing> |
| es-EC | <https://www.capterra.ec/alternatives/190305/square-payments-processing> |
| es-MX | <https://www.capterra.mx/alternatives/190305/square-payments-processing> |
| es-PA | <https://www.capterra.com.pa/alternatives/190305/square-payments-processing> |
| es-PE | <https://www.capterra.pe/alternatives/190305/square-payments-processing> |
| fr | <https://www.capterra.fr/alternatives/190305/square-payments-processing> |
| fr-BE | <https://fr.capterra.be/alternatives/190305/square-payments-processing> |
| fr-CA | <https://fr.capterra.ca/alternatives/190305/square-payments-processing> |
| fr-LU | <https://www.capterra.lu/alternatives/190305/square-payments-processing> |
| it | <https://www.capterra.it/alternatives/190305/square-payments-processing> |
| nl | <https://www.capterra.nl/alternatives/190305/square-payments-processing> |
| nl-BE | <https://www.capterra.be/alternatives/190305/square-payments-processing> |
| pt | <https://www.capterra.com.br/alternatives/190305/square-payments-processing> |
| pt-PT | <https://www.capterra.pt/alternatives/190305/square-payments-processing> |

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