---
description: Learn more about Merchant One price, benefits, and disadvantages for businesses in New Zealand. Read verified software reviews and find tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Merchant One Pricing, Reviews & Features - Capterra New Zealand 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Merchant One](/software/175182/perka) > [Merchant One Alternatives](https://www.capterra.co.nz/alternatives/175182/perka)

# Alternatives to Merchant One

Canonical: https://www.capterra.co.nz/alternatives/175182/perka

> Explore the top alternatives to Merchant One. Compare features, ratings, and reviews to find the best software for your needs.

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## Top Alternatives

1. **Square Payments** — 4.7/5 (2687 reviews) — Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go.
   - [View profile](https://www.capterra.co.nz/software/170278/square-payments-processing)
   - [Compare vs Merchant One](https://www.capterra.co.nz/compare/170278/175182/square-payments-processing/vs/perka)
2. **PayPal Point of Sale** — 4.6/5 (2290 reviews) — Accept card and contactless payments in person with our selection of chip, tap, and swipe readers and accessories.
   - [View profile](https://www.capterra.co.nz/software/171165/paypal-here-app)
   - [Compare vs Merchant One](https://www.capterra.co.nz/compare/171165/175182/paypal-here-app/vs/perka)
3. **Stripe** — 4.6/5 (3342 reviews) — Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features.
   - [View profile](https://www.capterra.co.nz/software/123889/stripe)
   - [Compare vs Merchant One](https://www.capterra.co.nz/compare/123889/175182/stripe/vs/perka)
4. **SumUp** — 4.5/5 (1470 reviews) — SumUp provides payment processing, card acceptance, and POS systems to help small businesses manage finances effectively.
   - [View profile](https://www.capterra.co.nz/software/170673/sumup-air)
   - [Compare vs Merchant One](https://www.capterra.co.nz/compare/170673/175182/sumup-air/vs/perka)
5. **Modisoft** — 5.0/5 (6 reviews) — Consolidate your payroll, inventory, sales, loyalty, and employee management into one intuitive POS software. Start for free today\!
   - [View profile](https://www.capterra.co.nz/software/1060880/modisoft)
   - [Compare vs Merchant One](https://www.capterra.co.nz/compare/175182/1060880/perka/vs/modisoft)
6. **360 Payments** — 4.7/5 (35 reviews) — 360 Payments simplifies transactions with integrated payments, text-to-pay, financing, and mobile solutions for businesses.
   - [View profile](https://www.capterra.co.nz/software/177326/360-payments)
   - [Compare vs Merchant One](https://www.capterra.co.nz/compare/175182/177326/perka/vs/360-payments)
7. **Cheddar Up** — 4.9/5 (84 reviews) — Cheddar Up makes it easy for group organizers to collect payments and create custom forms online – for free.
   - [View profile](https://www.capterra.co.nz/software/1037769/cheddar-up)
   - [Compare vs Merchant One](https://www.capterra.co.nz/compare/175182/1037769/perka/vs/cheddar-up)
8. **QuickBooks Money** — 4.4/5 (100 reviews) — Cloud-based mobile payment processing solution that lets businesses manage transactions, generate invoices and more.
   - [View profile](https://www.capterra.co.nz/software/170065/QuickBooks-Money)
   - [Compare vs Merchant One](https://www.capterra.co.nz/compare/170065/175182/QuickBooks-Money/vs/perka)
9. **Stax** — 4.1/5 (129 reviews) — Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.
   - [View profile](https://www.capterra.co.nz/software/157492/fattmerchant-payments-online)
   - [Compare vs Merchant One](https://www.capterra.co.nz/compare/157492/175182/fattmerchant-payments-online/vs/perka)
10. **Heartland Payments+** — 4.3/5 (132 reviews) — Heartland is the point of sale, payments and payroll solution of choice for nearly 1,000,000 businesses on a mission to sell more, keep
    - [View profile](https://www.capterra.co.nz/software/119791/heartland-payment-processing)
    - [Compare vs Merchant One](https://www.capterra.co.nz/compare/119791/175182/heartland-payment-processing/vs/perka)
11. **WEX Field Service Management** — 4.6/5 (64 reviews) — WEX FSM is the all-in-one solution for HVAC, plumbing, and mechanical contractors to simplify operations and accelerate cash flow.
    - [View profile](https://www.capterra.co.nz/software/183763/payzerware)
    - [Compare vs Merchant One](https://www.capterra.co.nz/compare/175182/183763/perka/vs/payzerware)
12. **Shopify POS** — 4.6/5 (241 reviews) — Built for retail, Shopify POS brings sales, inventory, customers, and more together across brick and mortar and online locations.
    - [View profile](https://www.capterra.co.nz/software/205337/shopify-pos)
    - [Compare vs Merchant One](https://www.capterra.co.nz/compare/175182/205337/perka/vs/shopify-pos)
13. **Square Virtual Terminal** — 4.7/5 (36 reviews) — Accept every payment quickly, easily, and securely with Square Payments.
    - [View profile](https://www.capterra.co.nz/software/190305/square-payments-processing)
    - [Compare vs Merchant One](https://www.capterra.co.nz/compare/175182/190305/perka/vs/square-payments-processing)
14. **Payanywhere** — 3.0/5 (15 reviews) — Payanywhere is a payment processing software that enables businesses to accept payments in-store, online, and mobile.
    - [View profile](https://www.capterra.co.nz/software/171169/payanywhere-mobile)
    - [Compare vs Merchant One](https://www.capterra.co.nz/compare/171169/175182/payanywhere-mobile/vs/perka)
15. **Plaid** — 4.4/5 (101 reviews) — Plaid is a financial technology platform that enables businesses to build fintech solutions with secure access to financial data.
    - [View profile](https://www.capterra.co.nz/software/174384/plaid)
    - [Compare vs Merchant One](https://www.capterra.co.nz/compare/174384/175182/plaid/vs/perka)

## Related Categories

- [Payment Processing Software](https://www.capterra.co.nz/directory/30232/payment-processing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.co.nz/directory/31089/mobile-credit-card-processing/software)

## Links

- [View on Capterra](https://www.capterra.co.nz/alternatives/175182/perka)
- [View Product Profile](https://www.capterra.co.nz/software/175182/perka)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/175182/Perka/alternatives/> |
| en-AE | <https://www.capterra.ae/alternatives/175182/perka> |
| en-AU | <https://www.capterra.com.au/alternatives/175182/perka> |
| en-CA | <https://www.capterra.ca/alternatives/175182/perka> |
| en-GB | <https://www.capterra.co.uk/alternatives/175182/perka> |
| en-IE | <https://www.capterra.ie/alternatives/175182/perka> |
| en-IL | <https://www.capterra.co.il/alternatives/175182/perka> |
| en-IN | <https://www.capterra.in/alternatives/175182/perka> |
| en-NZ | <https://www.capterra.co.nz/alternatives/175182/perka> |
| en-SG | <https://www.capterra.com.sg/alternatives/175182/perka> |
| en-ZA | <https://www.capterra.co.za/alternatives/175182/perka> |

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